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DCU platinum cli :)

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Valued Contributor

DCU platinum cli :)

i called DCU today to ask about doing a BT for $2760 from xmas shopping i did yesterday. my cl is 7.5k and while going thru the process i mentioned how i was gonna do the BT to my NFCU cc because my cl was 10k and it was better for my utl but the apr on that card is 2.99% higher them my DCU card so thats why i wanted to do it with them and she put me on hold for 2 mins and BAM! they matched my CL to my NFCU cc lol im not even gonna carry that and will pay it off this 15th. two cards with 5 digits cl now Smiley Happy i now see why people in here say its better to have fewer cards with big cls then a lot of them with small ones.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 1 of 16
15 REPLIES 15
Valued Contributor

Re: DCU platinum cli :)

Congrats, that's great!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 815 TU 816
Message 2 of 16
Established Member

Re: DCU platinum cli :)

Gratz Smiley Happy

Message 3 of 16
Established Contributor

Re: DCU platinum cli :)

Congrats!!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 4 of 16
Valued Contributor

Re: DCU platinum cli :)

thanks guys!

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 5 of 16
Established Contributor

Re: DCU platinum cli :)

DCU not just good for a Fico score Smiley Wink


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 6 of 16
Contributor

Re: DCU platinum cli :)

Congrats!

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 7 of 16
Valued Contributor

Re: DCU platinum cli :)

You can definitely close some card you have. I see a lot of overlapping credit card. Pretty sure you can cut some store cards and credit cards without doing much to your spending pattern.

Message 8 of 16
Regular Contributor

Re: DCU platinum cli :)

Yes, I love DCU too for the fact that they gave me one of the biggest starting credit limits out of all of my other cards. Smiley Tongue

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now Smiley Wink
Message 9 of 16
Valued Member

Re: DCU platinum cli :)

I absolutly love DCU!! They gave me a card years ago when no one else would....they got me started back a few years ago to rebuild. Now they give me personal loans without even doing income check.

 

I asked for $4000.00 for a motorcycle for my wife and they gave me the check the same day without any hassle at all!!

 

Go DCU!!!

Message 10 of 16
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