DD is looking for a 0% Apr Promo card. Looking to split up about $18,000 worth of spending on a few cards to keep utilization down
We found:
Wells Fargo Reflect 21 mo 0% - Applied instant approval for $16,000 Pulled TU
US Bank Platinum 21 mo 0% - Applied got the review message and will let us know Pulled TU
Fifth Third Bank 21 mo 0% - Wanted to apply but geo-restricted and we are in Utah so no dice ( maybe one day when we are traveling in the right places we will open an account
Chase Freedom Flex 15 mo 0% - Currently has Freedom Unlimited($12,500) and Sapphire($12,500) - Applied Instant approval $500
!! Pulled EXP
She went directly to her Chase account and saw that the new Flex card was available to have a Credit line increase so she requested one, still waiting to hear. She is calling in today to talk to a rep about it.
DP:
Highest CL = $33,000 Navy cashRewards,
EXP 776: Fico 8 - Util 3% overall (5% on Sapphire, 3% on Unlimted, 18% on Disco). 11HP (1x12mo, 0x6mo)
TU 761: Vantage 3.0 - Util 3% Overall. 8HP (1x12mo, 0x6mo)
Income $90,570
Congrats on the approvals!
DD called Chase for a Recon today and they upped her limit from $500 to $12,000!
She then asked "Should I call Wells Fargo and Recon with them?" she plans to do so once the card arrives.
Gave her the numbers for US Bank to call. We will see, but after doing a bit more research I'm finding that US Bank is HP-sensitive, probably should have tried them before Wells Fargo.
Congratulations on the approvals, but nicely done on the Chase recon!
Congrats on the approvals and succesful recon.
Congrats on your approvals!
