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DH went on a little spree

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Kennie02
Frequent Contributor

DH went on a little spree

DH recently got an awesome approval from Discover that gave him the courage to go on a little spree! They weren't all winners but he got in the door for a couple good ones. 

Amex Delta SkyMiles Platinum $1.7k SL

Citi Double Cash $800 - it said intial credit limit so I'm not sure if that's the SL or not. I'm hoping it's not. 

Wasn't able to get Chase or BofA but maybe next time. 

NFCU cash $50k | BofA Cash Rewards $35k | USAA Rate Advantage $20K | Amex BCP $18k| Costco Anywhere $18.5k | Amex HH Surpass $15k | BofA $14k | WF $14k | Apple Card $6.5k | Cap One QS $4.5k | Sephora Visa $4k | Discover It $8.5k | Citi DC $3.5k | Citi AA Mile Up $5.1k | Chase Amazon $3k | Amex ED $3k | Chase IHG $3k | Chase Freedom Unlimited $4k | Chase Freedom $2.5k | Citi Rewards $2k | Last HP 7/28/25
Starting score 09/2013: 530 Current FICO 8:
Credit Age:
New Accounts:
Inq (6/12/24M):
Message 1 of 10
9 REPLIES 9
SDMarik
Established Contributor

Re: DH went on a little spree

Congrats on DH's approvals!

 

Some cards (not sure about Citi) will give a temporary limit, until the card is received and activated. However, since it was "initial" and not "temporary" I would assume that is an $800SL. 

 

But Citi limit increases are SP so I'm sure he'll get it raised nicely over time!



"When prosperity comes, do not use all of it"
Message 2 of 10
coreyb80
Super Contributor

Re: DH went on a little spree

Congrats to the DH on the approvals!

Message 3 of 10
gdale6
Moderator Emeritus

Re: DH went on a little spree

Grats to your DHs success Smiley Happy

Message 4 of 10
DesertWanderer
Frequent Contributor

Re: DH went on a little spree

Congrats on the succesful spree!



Message 5 of 10
CreditMagic7
Mega Contributor

Re: DH went on a little spree

Congratulations on the success of the spree! 

Message 6 of 10
CreditAggie
Community Leader
Super Contributor

Re: DH went on a little spree

Congratulations on DH's approvals! Yes, the "initial credit limit" on the Citi card is the SL your DH will receive when it is activated.

Current Cards (in order of approval):


         
Current FICO 8 | 9 (June 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 10
CYBERSAM
Senior Contributor

Re: DH went on a little spree

Congrats on your DHs success 🤑👍







                
Message 8 of 10
cashorcharge
Community Leader
Super Contributor

Re: DH went on a little spree

That's terrific!!  Congratulations to DH on his Approvals!! 🎉🥂👏

Message 9 of 10
babygirl1256
Senior Contributor

Re: DH went on a little spree

Congrats to your DH on his little CLI approval spree!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 10
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