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DINERS CLUB APPROVED!!!!!!! UPDATE!! $40K LIMIT!!!

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12njoy
Super Contributor
‎09-28-2014 08:06 AM
‎09-28-2014 08:06 AM

Re: DINERS CLUB APPROVED!!!!!!!

@B335is wrote:
Congrats Sandman! They pulled my TU as everyone said. I just got the alert.

Did you get approved?  My TU FICO is up to 731 with no negatives. 

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 21 of 35
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creditFiend
Established Contributor
‎09-28-2014 08:52 AM
‎09-28-2014 08:52 AM

Re: DINERS CLUB APPROVED!!!!!!!

Congrats!!

Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 22 of 35
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UFGuy2006
Established Contributor
‎09-28-2014 08:54 AM
‎09-28-2014 08:54 AM

Re: DINERS CLUB APPROVED!!!!!!!

I apped and did not get instant approval or denial. Will update once if the card comes in the mail...
Message 23 of 35
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B335is
Moderator Emeritus
‎09-28-2014 11:08 AM
‎09-28-2014 11:08 AM

Re: DINERS CLUB APPROVED!!!!!!!

@12njoy wrote:
@B335is wrote:
Congrats Sandman! They pulled my TU as everyone said. I just got the alert.

Did you get approved?  My TU FICO is up to 731 with no negatives. 

Yes i did. It was quick too the screen barely paused. My TU is 778. 

Message 24 of 35
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One7
Valued Contributor
‎09-28-2014 11:48 AM
‎09-28-2014 11:48 AM

Re: DINERS CLUB APPROVED!!!!!!!

@B335is wrote:
@12njoy wrote:
@B335is wrote:
Congrats Sandman! They pulled my TU as everyone said. I just got the alert.

Did you get approved?  My TU FICO is up to 731 with no negatives. 

Yes i did. It was quick too the screen barely paused. My TU is 778. 

Congratulations on the approval, great looking card too

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 25 of 35
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12njoy
Super Contributor
‎09-28-2014 11:56 AM
‎09-28-2014 11:56 AM

Re: DINERS CLUB APPROVED!!!!!!!

Thanks B335. I might have to hold off on that one. Too much new credit. I'm down to 2 inq on TU. Anyone know if they use FICO 04 model? If they do, that'll work cuz my FICO on that model should be near 780. I say that cuz 5/3 and US Bank had my FICO at 754 when my true FICO was at 701. They both use FICO 04. Now that my last negative is gone off TU my FICO went up to 731.
(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 26 of 35
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rlx01
Established Contributor
‎09-28-2014 02:06 PM
‎09-28-2014 02:06 PM

Re: DINERS CLUB APPROVED!!!!!!!

Any of you guys who applied for this fill in the spousal info?

I just want to know if they pulled both CRs or what?

Seems like a weird application form.
Message 27 of 35
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B335is
Moderator Emeritus
‎09-28-2014 02:07 PM
‎09-28-2014 02:07 PM

Re: DINERS CLUB APPROVED!!!!!!!

@12njoy wrote:
Thanks B335. I might have to hold off on that one. Too much new credit. I'm down to 2 inq on TU. Anyone know if they use FICO 04 model? If they do, that'll work cuz my FICO on that model should be near 780. I say that cuz 5/3 and US Bank had my FICO at 754 when my true FICO was at 701. They both use FICO 04. Now that my last negative is gone off TU my FICO went up to 731.

I'm not sure which model Harris uses.  I heard they aren't too sensitive to inq.  I had 2 when I applied.  What's your AAoA?  Mine is only around 2 years.  You're probably good if you have a clean file.

Message 28 of 35
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12njoy
Super Contributor
‎09-28-2014 02:13 PM
‎09-28-2014 02:13 PM

Re: DINERS CLUB APPROVED!!!!!!!

I do have a clean file now. My aaoa is 1.8 years with two inq. I have 14 new accounts this year which have stopped nee from getting another account with us bank, credit limit increases with chase and amex. I think the new accounts will stop me with Harris too but I will likely give it a shot as inq on TU never worry me since they don't last long
(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 29 of 35
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B335is
Moderator Emeritus
‎09-28-2014 05:24 PM
‎09-28-2014 05:24 PM

Re: DINERS CLUB APPROVED!!!!!!! UPDATE!! $40K LIMIT!!!

@sandman2435 wrote:

Just did the online app for diners club, I went for the elite one, approved on the spot!!!,Called Diners Club and I got my limit!! $40K!!!Smiley Happy

Congrats on the limit!!  How does it compare to your others?  Maybe I should have gone for Elite, geez!

Message 30 of 35
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