DISCO APPROVAL ....LOW LIMIT

[britt585]

Hello community so I was just approved for discover cash back  card...For only $500...Not excited about the limit....How soon can I ask for a CLI?....They pulled EX...706....Please share any advice...Thanks

[Anonymous]

How long is your credit history? Any large loans or financial obligations? Or, any super-high CLs with other banks? Sometimes, they get jealous. Your EX score seems fine. Have you tried calling them for recon? Regardless, congrats on the approval!!

[Anonymous]

Roughly a year ago when I applied I was approved for a $500 limit with them with a 697 and pretty extensive history - it happens.
Call and ask for a recon or you can request a CLI, soft pull, in three months.
EDIT: The truth is, we have no knowledge whatsoever of your report. You could be a 706 with a student loan and a $300 Fingerhut credit card. You could have several recently opened accounts and Discover is hesitant to give you additional revolving credit.

[britt585]

thanks for sharing....I'm a AU...3 yr history...No balance....1 closed account 10 yrs ago paid...

[britt585]

Thanks....I will call back and see what they say....

[M_Smart007]

Congrats! ..Low limit is better than No limit

[Anonymous]

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@britt585 wrote:

Thanks....I will call back and see what they say....

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I bet you they'll give you more!  The robo-generator probably threw out a number.  An actual CSR will likely extend more!  3 years is good, so I am with you on the confusion.  You've got this, Britt!  Keep us informed!! 

[3se7ens]

It's a start. CONGRATS!!

[Marz2002]

CONGRATS @britt585 on your Discover CashBack card approval and Welcome to the Discover family!!! 

[AverageJoesCredit]

Congrats

Its highly unlikely they will give more off a sl. You will just have to wait for 3 statements to cut to see if there is any auto luv and then you can start smashing the luv button. 3 year history as a AU means your file is really thin and without other cards to contrast, Disco wants to see how you do with this limit first.