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I had an appointment with US Bank today, got an application via mail. I called them to explain my BK 2 years ago and that I wanted another bank other than CAP1. They said I could apply for a secure card...well I decided not too. My total line of credit with all my cards are at $44,200...at about 5-6% utilization. Got an invite from Discover. Did the pre-approval and the Discover it popped up. Looked like 23.24% apr after 1 year. First year 0%. Well I read a few post and decided to use the mail invite...guess what happened
Welcome! Soon you'll be getting cash rewards on everything you buy with your new card.
So watch for it in the mail - then activate it right away.
Your credit line is $3,000.
If you receive a cash advance credit line it will be less than your total credit line
and the amount will be provided to you with your new card.
Starting scores 1/2015 TU 568 EQ 600 EX 600
Current scores 1/2016 TU 662 EQ 669 EX 653
6/2016 TU 662 EQ 678 EX 655
Von Maur $800, Cap1 Plat $3.100, Cap1 Sony $3,000, Cap1 QS1 $3,750, Khols $2.500, First Savings $750 closed , Overstock $3,200, Avenue $1150, Walmart $6,000, Amazon $3,500, Venture $18,000 ..6% Util, Advant $2,100 loan, Credit Union Auto $15,000 3.9APR
Congrats!.. all i seem to get out of them is a measly $1300, after a year or two. started with $800.
Congrats. You're doing great.![]()
@yoyo wrote:I had an appointment with US Bank today, got an application via mail. I called them to explain my BK 2 years ago and that I wanted another bank other than CAP1. They said I could apply for a secure card...well I decided not too. My total line of credit with all my cards are at $44,200...at about 5-6% utilization. Got an invite from Discover. Did the pre-approval and the Discover it popped up. Looked like 23.24% apr after 1 year. First year 0%. Well I read a few post and decided to use the mail invite...guess what happened
Congratulations!
You're approved for a Discover®Card.Welcome! Soon you'll be getting cash rewards on everything you buy with your new card.
So watch for it in the mail - then activate it right away.
Your credit line is $3,000.
If you receive a cash advance credit line it will be less than your total credit line
and the amount will be provided to you with your new card.
Starting scores 1/2015 TU 568 EQ 600 EX 600
Current scores 1/2016 TU 662 EQ 669 EX 653
6/2016 TU 662 EQ 678 EX 655
Von Maur $800, Cap1 Plat $3.100, Cap1 Sony $3,000, Cap1 QS1 $3,750, Khols $2.500, First Savings $750 closed , Overstock $3,200, Avenue $1150, Walmart $6,000, Amazon $3,500, Venture $18,000 ..6% Util, Advant $2,100 loan, Credit Union Auto $15,000 3.9APR
Congratulations to you!...Thanks for sharing.![]()
Congratulations!!!! Great starting limit! I went the secured route last year, and mine is already unsecured and I have gotten 2 increases.....Discover Rocks!!!!
Congratulations !
Awesome Card! I was approved in May and I love my Discover It!
Can't wait for my first increase and yours too !
Congrats! Nice SL too. I just got my Discover in May so I'm counting the days to 91.