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DISCOVER IT WOW

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yoyo
Established Contributor

DISCOVER IT WOW

I had an appointment with US Bank today, got an application via mail. I called them to explain my BK 2 years ago and that I wanted another bank other than CAP1. They said I could apply for a secure card...well I decided not too. My total line of credit with all my cards are at $44,200...at about 5-6% utilization.  Got an invite from Discover. Did the pre-approval and the Discover it popped up.  Looked like 23.24% apr after 1 year. First year 0%.  Well I read a few post and decided to use the mail invite...guess what happened

 
Congratulations!
You're approved for a Discover®Card.

Welcome! Soon you'll be getting cash rewards on everything you buy with your new card.
So watch for it in the mail - then activate it right away.

 

Your credit line is $3,000.

 

If you receive a cash advance credit line it will be less than your total credit line
and the amount will be provided to you with your new card.

 

Starting scores 1/2015 TU 568 EQ 600 EX 600
Current scores 1/2016 TU 662 EQ 669 EX 653
6/2016 TU 662 EQ 678 EX 655



Von Maur $800, Cap1 Plat $3.100, Cap1 Sony $3,000, Cap1 QS1 $3,750, Khols $2.500, First Savings $750 closed , Overstock $3,200, Avenue $1150, Walmart $6,000, Amazon $3,500, Venture $18,000 ..6% Util, Advant $2,100 loan, Credit Union Auto $15,000 3.9APR

Message 1 of 17
16 REPLIES 16
padme
Established Contributor

Re: DISCOVER IT WOW

Congrats!.. all i seem to get out of them is a measly $1300, after a year or two. started with $800.

Message 2 of 17
Anonymous
Not applicable

Re: DISCOVER IT WOW

Congrats.  You're doing great.Smiley Very Happy

Message 3 of 17
nrm
Frequent Contributor

Re: DISCOVER IT WOW

Not bad at all! Many didn't get that high SL with Discover. Congrats!
Message 4 of 17
Anonymous
Not applicable

Re: DISCOVER IT WOW


@yoyo wrote:

I had an appointment with US Bank today, got an application via mail. I called them to explain my BK 2 years ago and that I wanted another bank other than CAP1. They said I could apply for a secure card...well I decided not too. My total line of credit with all my cards are at $44,200...at about 5-6% utilization.  Got an invite from Discover. Did the pre-approval and the Discover it popped up.  Looked like 23.24% apr after 1 year. First year 0%.  Well I read a few post and decided to use the mail invite...guess what happened

 
Congratulations!
You're approved for a Discover®Card.

Welcome! Soon you'll be getting cash rewards on everything you buy with your new card.
So watch for it in the mail - then activate it right away.

 

Your credit line is $3,000.

 

If you receive a cash advance credit line it will be less than your total credit line
and the amount will be provided to you with your new card.

 

Starting scores 1/2015 TU 568 EQ 600 EX 600
Current scores 1/2016 TU 662 EQ 669 EX 653
6/2016 TU 662 EQ 678 EX 655



Von Maur $800, Cap1 Plat $3.100, Cap1 Sony $3,000, Cap1 QS1 $3,750, Khols $2.500, First Savings $750 closed , Overstock $3,200, Avenue $1150, Walmart $6,000, Amazon $3,500, Venture $18,000 ..6% Util, Advant $2,100 loan, Credit Union Auto $15,000 3.9APR


Congratulations to you!...Thanks for sharing.Smiley Very Happy

Message 5 of 17
CountryLivin
Valued Contributor

Re: DISCOVER IT WOW

Congratulations!!!! Great starting limit! I went the secured route last year, and mine is already unsecured and I have gotten 2 increases.....Discover Rocks!!!!

Message 6 of 17
Anonymous
Not applicable

Re: DISCOVER IT WOW

Congratulations !  

 

Awesome Card!  I was approved in May and I love my Discover It! 

Can't wait for my first increase and yours too ! 

Message 7 of 17
AverageJoesCredit
Legendary Contributor

Re: DISCOVER IT WOW

Discover loves yaSmiley Happy Enjoy!
Message 8 of 17
Anonymous
Not applicable

Re: DISCOVER IT WOW

I was denied last year in June. Approved in January for $5,500. So you just never know! Smiley Very Happy
Message 9 of 17
Siopao
Regular Contributor

Re: DISCOVER IT WOW

Congrats!  Nice SL too.  I just got my Discover in May so I'm counting the days to 91.

Message 10 of 17
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