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DP’s on a Comenity SCT approval card!

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Anonymous
Not applicable

DP’s on a Comenity SCT approval card!

Wasn't sure if this was more fitting for this group of the Rebuilders, but for whatever they're worth.....

 

Data Points: L-Brands Card (aka the “Pink Angel” card)

 

Applied: Online on Victoria’s Secret’s website utilizing the SCT method.

 

Approved: Yes; $500 SL

 

Annual Fee: No; $0

 

Rewards: Various in-store promos.

 

SUB: $15 off first purchase.

 

Hard Pull: None (used SCT method).

 

Bureau Scores on date of Application:

TU - 640 (FICO 8); 679 (VS)
EQ - 629 (FICO 8); 664 (FICO 9); 631 (VS)
EX - 658 (FICO 8); 676 (FICO 9)

 

Number of Inquires:
TU - 17 total; 1/3; 3/6; 11/12
EQ - 21 total; 1/3; 4/6; 12/12
EX - 24 total; 3/3; 8/6; 17/12

 

Number of Derogatory Accounts Reporting:
3 (1 paid medical collection on TU and EQ; 2 C/O’s on all three bureaus)

 

Credit Age:
AAoA - 33 months;
AAoOA - 10 months;
AoOA - 17 years 2 months (closed), 3 years 7 months (open);
AoYA - less than a week

 

Other noteworthy data points: Applied via SCT (Shopping Cart Trick) method. Registered account, put about $150 of merchandise in the cart via private browser in Safari on my iPad (iOS) and got the offer. Got the offer, applied, was approved and closed the transaction. I do not recall getting a email confirmation of the approval.

 

I applied for this card because: Wanted to test the SCT method and see if it works. Won’t know for certain until I have the card in hand, but it looks promising.

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: DP’s on a Comenity SCT approval card!

Congrats on the approval!

Hopefully you're actually going to have use for it and just didn't do it to test if it'd work. Otherwise I'm sure there would have been better ones to test it out and you could find use for.
Message 2 of 14
Anonymous
Not applicable

Re: DP’s on a Comenity SCT approval card!

Congratulations on your approval and thanks for sharing DP's! 👍

Message 3 of 14
AverageJoesCredit
Legendary Contributor

Re: DP’s on a Comenity SCT approval card!

CongratsSmiley Happy SCT has been scarce of late but thsnks for dps. Please add them to @Anonymous  big thread in applicationsSmiley Happy

Message 4 of 14
gdale6
Moderator Emeritus

Re: DP’s on a Comenity SCT approval card!

Excellent, and thanks for the data points.

Message 5 of 14
AllZero
Mega Contributor

Re: DP’s on a Comenity SCT approval card!

Congratulations on your approval!
Message 6 of 14
M_Smart007
Legendary Contributor

Re: DP’s on a Comenity SCT approval card!

Congratulations!

Message 7 of 14
Anonymous
Not applicable

Re: DP’s on a Comenity SCT approval card!


@Anonymous wrote:

Number of Inquires:
TU - 17 total; 1/3; 3/6; 11/12
EQ - 21 total; 1/3; 4/6; 12/12
EX - 24 total; 3/3; 8/6; 17/12


You've been BUSY Smiley Wink  Congrats! on your approval & thanks for the SCT heads-up. Smiley Happy

Message 8 of 14
CreditAggie
Community Leader
Super Contributor

Re: DP’s on a Comenity SCT approval card!

Congratulations on your approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 14
Anonymous
Not applicable

Re: DP’s on a Comenity SCT approval card!


@Anonymous wrote:
Congrats on the approval!

Hopefully you're actually going to have use for it and just didn't do it to test if it'd work. Otherwise I'm sure there would have been better ones to test it out and you could find use for.

I have women in my life.  Plus, I know it can be used at BBW and I actually enjoy their "man scents."  Lol.

Message 10 of 14
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