Dell Finance Approved... No hp so far

[Anonymous]

Thanks...Hope all does go well. I've never spent over 800 in the past for a pc,so they better get it right. After spending this much I want it to be a great experience.
I've had cheaper Dell's in the past and they've been good computers.

[Anonymous]

I love it so far though you built a much better one than I ultimately purchased.

This is my first go round with Dell. So far so good.

Reading stories about their financing department had me a bit scared but it seems like a lot has improved over the years. Making payments and payment processing is seamless.

[Anonymous]

Good to know thanks.
They already sent me a message saying when my 1st bill will come out and the day it will be due....they aren't messing around.

[Anonymous]

My financing is also through Web Bank. It’s weird it’s noted on our reports differently.

[Anonymous]

It may change. But the initial alert from myfico shows it as a loan. That may change to a revolving account when it hits my report,will have to wait to see.
I've had cards say flex or something in the past then go on report as revolving before.
Or something on that line,so will no when it reports.

[Anonymous]

Wow, that's a good news no HP. Congrats! I have the account since 2002 ($2000, revolving) and coming to 16 years soon. The first time when I applied it was HP. They increased my credit limit only once and that was 2005 to $3000 (SP) which was also the last time I made a major purchase from them. I mostly build my own computer but sometimes they do have a good pricing to match during early 2000. I attempted to buy a laptop from them for $1870 (Black Friday 2016) but they sent me a wrong Alienware laptop (happened to me and so many others, long story to tell) so I refunded it. Just now a minute ago I tried to raise my credit limit but I asked them whether they are going to do a HP or SP. The credit manager told me she cannot increase it since it is the firm decision based on the credit information on file. I told her it is alright but that information was 2005 and now it is 2018. We wished each other nice goodbye greeting and that was it. The moral of the story is, you cannot get a credit limit from Dell even as a customer for almost 16 years. bump..

[Anonymous]

That's good news! I guess I have to make a big purchase from them once in a while and pay it off to get the CLI. However, the only thing I want to buy is probably a dell outlet older model Alienware laptop. I just build a new desktop which is $800 cheaper than what they could offer and with a better spec too (same TR processor). 

[jetsfan2013]

My laptop died on a recent work trip, and a friend advised I should check out the XPS line of Dell laptops (he bought his in 2016 and loves it). I built one this morning, and was approved for 3k at checkout with Dell Financial (Web Bank). I can't see myself using this anytime soon again, but nice to have for a potential Black Friday purchase down the road.

[Anonymous]

Congrats for getting $3000 credit limit. Just to let you know if you are interested in buying a desktop, it is cheaper to custom build one yourself as I have done. You can save tons of money. However, sometimes on Black Friday the computer pricing offers by the big companies are hard so that's the best time to buy from them. GPUs' prices are coming down again but not whole of them so it might be good idea to buy from the brandname companies. Other websites that offer better specs with lower prices (free shipping and no taxes) are from ibuypower.com and cyberpower. Ibuypower.com actually offers better pricing than any company and sometimes only slightly a bit more than your custom builds. For laptops they also sell extreme reduced pricing (beside Amazon). Anyway, just want to let you know if you want to save extra change. 

[stonedog23]

I also have a 3K account. I’ve had it for 9 years and have used it 5 times including getting a 60” plasma at a clearance price when all the companies were phasing them out. I’d say those 5 purchases were 5 nice products.