Delta Platinum Amex Approval

[Sub16610]

Congrats on your Delta Platinum Amex Approval!

[NRB525]

Congrats on the Delta Platinum approval, that's a nice basic card for Delta perks. Nice SL too.

[Total80sKid]

Congrats on your Platinum approval 👍🏼

[Rebuild2019]

Congratulations 🎉🎈🎊 on your AMEX approval

[Anonymous]

Congrats for your new card!

[gdale6]

Grats on your Delta approval!!

[practical1]

Fantastic!  Congrats!  You accomplished a terrific SL.

Keep your eye on util, FICO 8 EX and the calendar.  If you can get yourself up another 20 - 40 points and util down significantly, you might have a good shot at a CLI at 61 days. 

Don't push it -- wait until you're in the best possible shape; 3 X might be an attainable goal -- and if reached, would provide a buffer to keep future total util down and scores up!

[Rex95]

@hairluver I was in the same situation as you (had the same overall utilization as you that was paid off, but had not reported yet) and was approved for the gold charge card last week. My DTI, however, is extremely low and I think that really helped me. If that's your situation too, it probably helped. I do have baddies on my report (5 lates that are 6 years old). If I lived in a Delta hub city, I'd have that card.

[CreditMagic7]

Congratulations on your Amex approval!

[hairluver]

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@Rex95 wrote:

@hairluver I was in the same situation as you (had the same overall utilization as you that was paid off, but had not reported yet) and was approved for the gold charge card last week. My DTI, however, is extremely low and I think that really helped me. If that's your situation too, it probably helped. I do have baddies on my report (5 lates that are 6 years old). If I lived in a Delta hub city, I'd have that card.

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 I think you maybe on to something. Besides cc's, I don't have much debt. I live with family so no mortgage debt, and I have my car loan still reporting ( although it is now paid off), no student loans etc.....

I can't wait to use it. Buying my kids Christmas presents will help. making sure I reach minimum spend should be pretty easy.