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Diners Club - awesome CL!

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AzaleaB
Established Contributor

Diners Club - awesome CL!

I was gardening hoping for auto CLIs on a couple of cards but I really wanted the Diners Club card - mainly for the perks. I app'ed for the Premier card last Saturday and was instantly approved but I didn't know the CL. I was hoping for 15-20K or at least 10K. I couldn't wait for the letter and called today to find out the CL. The CSR found my acct and the CL is 40K! I was so shocked I asked her if she was sure. Sheesh, now I wish I had gone for the Elite card.

 

FYI, my stats:

-6-figure income

-TU08 score: 780

-# of TU inqs: 4 (one dropping off this month)

-# of CC apps in past 6 months: 0

-CU: <6%

 


Starting Score: EX:570, 8/2011
Current
Scores(8/30/18):
EX08:850; EQ08:850,
TU08:847
Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 30K, Discover IT: 50K, Arrival : 13.3K, CDP: 30.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:10K, Diners Club:40K
Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Diners Club - awesome CL!

Awesome huge credit line! Congrats.
Message 2 of 18
Anonymous
Not applicable

Re: Diners Club - awesome CL!

Congrats!.....Thanks for sharing...Smiley Happy

Message 3 of 18
s_haliz
Valued Contributor

Re: Diners Club - awesome CL!

Congrats!!! 

TU FICO 850 | EQ FICO 850 I EX FICO 850
Message 4 of 18
itguy_65
Frequent Contributor

Re: Diners Club - awesome CL!

Congrats on the approval!!

EQ (3/24/17): 820 TU (3/24/17): 799 EX (3/24/17): 806
Message 5 of 18
alvon123
Super Contributor

Re: Diners Club - awesome CL!

WOW!!!! Nice limit!!! congrats!


Message 6 of 18
12njoy
Super Contributor

Re: Diners Club - awesome CL!


@AzaleaB wrote:

I was gardening hoping for auto CLIs on a couple of cards but I really wanted the Diners Club card - mainly for the perks. I app'ed for the Premier card last Saturday and was instantly approved but I didn't know the CL. I was hoping for 15-20K or at least 10K. I couldn't wait for the letter and called today to find out the CL. The CSR found my acct and the CL is 40K! I was so shocked I asked her if she was sure. Sheesh, now I wish I had gone for the Elite card.

 

FYI, my stats:

-6-figure income

-TU08 score: 780

-# of TU inqs: 4 (one dropping off this month)

-# of CC apps in past 6 months: 0

-CU: <6%

 


Super!!

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 7 of 18
coldnmn
Mega Contributor

Re: Diners Club - awesome CL!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 18
IWOL
Established Contributor

Re: Diners Club - awesome CL!


@AzaleaB wrote:

I was gardening hoping for auto CLIs on a couple of cards but I really wanted the Diners Club card - mainly for the perks. I app'ed for the Premier card last Saturday and was instantly approved but I didn't know the CL. I was hoping for 15-20K or at least 10K. I couldn't wait for the letter and called today to find out the CL. The CSR found my acct and the CL is 40K! I was so shocked I asked her if she was sure. Sheesh, now I wish I had gone for the Elite card.

 

FYI, my stats:

-6-figure income

-TU08 score: 780

-# of TU inqs: 4 (one dropping off this month)

-# of CC apps in past 6 months: 0

-CU: <6%

 


Congrats on your approval and great limit. It seems that perhaps they are basing the limits on income and score more than existing limits. What was your previous highest limit?

 

 


Message 9 of 18
Anonymous
Not applicable

Re: Diners Club - awesome CL!

Congrats, nice limit

Message 10 of 18
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