cancel
Showing results for 
Search instead for 
Did you mean: 

Disco Approval after 3rd try in 6months. Approved

tag
Anonymous
Not applicable

Disco Approval after 3rd try in 6months. Approved

Been trying for it ever since my rebuild hit full stride. Third try. My first try was a cold app before MyFICO. Instant denial. Second time denied even after supposedly Pre-Approved 2 months ago no hard pull. Pre-Approved again today, decided to try again and after app I was directed to chat. Verified some info. And approved for $6000 SL. Finally.
Message 1 of 10
9 REPLIES 9
A1Credit
Established Contributor

Re: Disco Approval after 3rd try in 6months. Approved


@Anonymouswrote:
Been trying for it ever since my rebuild hit full stride. Third try. My first try was a cold app before MyFICO. Instant denial. Second time denied even after supposedly Pre-Approved 2 months ago no hard pull. Pre-Approved again today, decided to try again and after app I was directed to chat. Verified some info. And approved for $6000 SL. Finally.

Third try is a charm, eh! Congrats and yes, rebuilding is hard but so worth it! 🤗

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 2 of 10
Anonymous
Not applicable

Re: Disco Approval after 3rd try in 6months. Approved

Congrats on your approval! 

Message 3 of 10
AverageJoesCredit
Legendary Contributor

Re: Disco Approval after 3rd try in 6months. Approved

Took me 5 tries, 6 hps to get my 1st Disco, congrats on the 10th frameSmiley Happy
Message 4 of 10
Manonfire
Regular Contributor

Re: Disco Approval after 3rd try in 6months. Approved

Congrats! Took me 3 tries. Any data points?
Message 5 of 10
Anonymous
Not applicable

Re: Disco Approval after 3rd try in 6months. Approved

Equifax 703
Transunion 708
Experian 682

Don’t know what was pulled. No alerts yet.

Badies 2 both paid one to fall off in 6months the other in 1yr

Utilization on all cards 1%

My cards progressions since rebuild started truly started. I may have opened too many cards in last 7months. Time to Garden. AA was 1yr 6months before the recent disco and PayPal.

Wells Fargo secured 2000 in April 2016
Cap1 $300 Sept 2017
PRG
Merrick $700
Platinum
Citi DC 2000
Wells Fargo unsecured on 12/17 new CL $2700
Penfed PCR 2500
Spg 1k
Bbva 4K
Carecredit 6k
Aspire 9300
Delta platinum 10k
Discover 6k. Today
PayPal 2% $300 Today. Lol.

Guess I have to Garden now after that $300 limit.
Message 6 of 10
Anonymous
Not applicable

Re: Disco Approval after 3rd try in 6months. Approved

Congrats on your approval and nice SL too.....Smiley Happy

Message 7 of 10
jl4
Established Contributor

Re: Disco Approval after 3rd try in 6months. Approved

Congrats! $6000 is a great SL!

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 8 of 10
Anonymous
Not applicable

Re: Disco Approval after 3rd try in 6months. Approved

Thank you all. Not sure why disco hated me so much for so long but I’ll take it.
Message 9 of 10
Anonymous
Not applicable

Re: Disco Approval after 3rd try in 6months. Approved

Talk about persistence!!
Congratulations on your Disco approval!!
Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.