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Disco CLI execution strategy

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Creditwiser
Valued Contributor

Disco CLI execution strategy

Last week I successfully app'd for Disco IT based on a surpisingly approved - pre-approval on their site. I burned them in 2014 for about 4k.

 

I received a decent SL of 9.5k, but not enough to do a planned BT. I dont want to push the BAL & UTL that high.

 

Looking for a strategy to follow for the best hopes of a CLI .  Do a smaller BT ?  Swipe-pay - repeat ? and for how long before pushing the luv button?

 

 

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 1 of 4
3 REPLIES 3
CreditAggie
Community Leader
Super Contributor

Re: Disco CLI execution strategy

Congratulations on your Disco approval! In my experience, there isn't a right or wrong way to approach a Disco CLI since they tend to approve CLIs whenever they want. Many of our community members request Disco CLIs monthly.

Current Cards (in order of approval):


         
Current FICO 8 | 9 (September 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 4
NoMoreDebt
Senior Contributor

Re: Disco CLI execution strategy

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 3 of 4
BreakingOldHabits1
Valued Member

Re: Disco CLI execution strategy

Congrats

Current Cards

Beginning: December 2022 (Recovering from 1 year layoff)

Current: April 1, 2023 (Recovering from 1 year layoff)
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