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Disco It CB | 5-7 day msg, called in, APPROVED

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Established Contributor

Disco It CB | 5-7 day msg, called in, APPROVED

My first HP in over 2 years. I received a 5-7 day msg when I app'd earlier this morning.  @shoegal in this community advised me to call up Disco and see if they needed any info because I have a fraud alert on EQ.  Turns out they only pulled EX and they had already approved me before I called in, according to the specialist I was transferred to. Card will be here in about 5 days. Nothing needed to be verified as Disco didn't even know about the EQ FA.

 

SL: $9,500

 

My DP's

• EX score: 733
• 12/16 F8 scores: TU 740 | EX 733 | EQ 666
• $16.5k revolving balances
• 28.9% reported overall util
• AAOA 3 yrs 5 months
• $11k Car loan 74.55% paid off ($2800 left)
• 0 Inq's in over 2 years (across 3B)

 

This account puts me in the six figure aggregate CL club. Yay! The specialist I spoke with said a CLI would be possible after 3 months and may be a SP.  Thank you @shoegal, I wasn't going to app for anything else until I sorted this out. Next on my wish list: a Chase card, and maybe get back to the garden for a year or two.


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8 REPLIES 8
Senior Contributor

Re: Disco It CB | 5-7 day msg, called in, APPROVED

Congrats on your approval and very nice SL !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 9
Established Contributor

Re: Disco It CB | 5-7 day msg, called in, APPROVED


@VoltronM wrote:

Congrats on your approval and very nice SL !!!

 

 


Omg trololo thank you thank you best gify ever! 


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Message 3 of 9
Valued Contributor

Re: Disco It CB | 5-7 day msg, called in, APPROVED

I congratulated you on the other thread but I'll make it official here..

 

 00congratulationss.gif   Yay you!!! 




Message 4 of 9
Established Contributor

Re: Disco It CB | 5-7 day msg, called in, APPROVED

Thank you! Yay you too and your big haul today.

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Message 5 of 9
Regular Contributor

Re: Disco It CB | 5-7 day msg, called in, APPROVED

Congratulations Nerd!!! Youve been busy lately!!! Looking forward to your next approval!!!! Good luck!!

Message 6 of 9
Valued Contributor

Re: Disco It CB | 5-7 day msg, called in, APPROVED

I’m glad it was an approval. Congrats!!! 🎉🎉🎉 


Message 7 of 9
Frequent Contributor

Re: Disco It CB | 5-7 day msg, called in, APPROVED

Congrats on the Discover Approval and great SL!!!


BK 7 Discharged: 05/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 8 of 9
Established Contributor

Re: Disco It CB | 5-7 day msg, called in, APPROVED

Bumping this post one last time to share a DP I discovered just now,

 

12/16/2018 - Disco HP'd EX when I app'd

12/18/2018 - Disco SP'd EQ and coded it AR (account review)

 

This is my first Disco acct.  Thought I'd share. 


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Message 9 of 9
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