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Discover - $2k SP CLI

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GetMeSlick
Established Contributor

Discover - $2k SP CLI

Quickly checking up my discover account transactions and wanted to get some luv on my 2nd discover card lying at $25k CL. 

 

Submitted the SP CLI and it showed 'Account will be reviewed".

 

Got the call and spoke to CSR.

They gave 3 options

1)Move some of my 1st discover card($50k CL) credit limit to 2nd card - Said NO Smiley Happy

2)Close the 2nd card and move the $25k CL to the 1st card - Said NO. why would I do it? it's always nice getting 5% cash back categories on 2 cards. Smiley Wink

3)Increase $2k CLI on the 2nd card. Voila. Said YES.. that's what I wanted. Smiley Very Happy

 

Updated CL showed on the card account online as $27k.  Smiley Tongue

 

Sweet Discover.

 

Merry Christmas guys. Smiley Happy

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Mar/2024
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Discover - $2k SP CLI

Congrats on your CLi !!!!

Merry Xmas

 

 

 

 

Message 2 of 8
Anonymous
Not applicable

Re: Discover - $2k SP CLI

Bravo - Nice work! 👏Merry Christmas to you as well! 😊
Message 3 of 8
xaximus
Valued Contributor

Re: Discover - $2k SP CLI

Congrats on the CLI. I like the 3rd option best too even though I will be combining both of my Discover's soon.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 4 of 8
Brooklyn2018
Valued Contributor

Re: Discover - $2k SP CLI

Congrats!!!👍

Nice early Xmas gift! 🎁

Enjoy and Merry Christmas!!

😊

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 5 of 8
GetMeSlick
Established Contributor

Re: Discover - $2k SP CLI

why would you want to combine 2 into 1? for big CL?

 

if not, I think, having 2 cards is good

  1. 5% categories
  2. If available, 2 cards get your 0% purchase apr for 12 months - I got this 2nd time in a row after getting them as the new card. I think discover is best in giving this promotional offer (0% apr for purchases). Not seen in any other cards so far.
4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Mar/2024
Message 6 of 8
pinkandgrey
Senior Contributor

Re: Discover - $2k SP CLI

Nice! I find Disco to be quite generous with the CLIs. I recently got a SP $2800 myself

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 7 of 8
19eighty5
Senior Contributor

Re: Discover - $2k SP CLI

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 8
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