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My first Disco card never grew beyond the starting limit, and my CLIs were never approved for "not enough experience with credit bureau" so althought the card is part of my DD of cards it was stuck at $1,700 limit since 2017.
I checked for preapprovals after the first year, and I was always declined, so I thought this month about probably closing the card and in the future maybe try again for a new card with Disco. Before calling I checked the preapprovals, a few weeks ago, and I had two of them. I mentioned that here.
I thought about it for weeks and finally pulled the trigger today. I almost fainted when I saw the credit line. I added the screenshot below and data points after that.
Data Points:
Hard Pull: Experian
EX FICO 08 Score: 685
Util: 6%
Income: $155k
Average Account Age: 7 Years 1 Month
Oldest Account: 15 Years 2 Months
Baddies: 6 paid charge-offs that are 6 years old and will drop in April 2019
TLDR: Second Disco it card approved for $13,500 with lowest APR (13.99%), Cashback match, and 0% APR for 14-months for BTs and purchases.
Ermahgerd! That's amazing and definitely makes the hiatus from the Garden worth it!
That's what I call making a Garden run count!
Fantastic limit, fantastic APR, fantastic all the way around! Huge Congrats!
Congrats on your approval and Monster SL !!!!!!
Congrats Shoegal on the fantastic SL with Discover!!!
Nicely done! Big limit from Disco, who recently said they were tightening those limits in the news. Guess not in your case! Big congrats.
Whoa!!!! Very Nice, congrats on the great SL! They must have heard you complain about the no growth on your first card. LOL!!!