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Discover 3rd SP CLI since June! Booyah!

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FireMedic1
Community Leader
Mega Contributor

Discover 3rd SP CLI since June! Booyah!

Hit Discover for another SP CLI. Opened card in June. I have TU Dispute open so I could tell when the last 2 CLI's were given. July I got $1500. August I got another $1000. And today I got $2200 SP CLI. So $4700 in 4 months. I think Discover loves me. I use it like crazy for the 2% on non catagory spend. QS is SD for now with 1 revovling charge for MyFico. Last week was the usual insuficient blah blah blah. So about 40, 80, and 120 days it worked.

 

Some may remember when I cut 16k from Cap1 on a voluntary CLD about a year and a half ago. It was to make room for other cards like my BB&T, Suntrust, and 2cd Discover cards which total $26,000. And now with my newest Discover at $12,500. This is why I did it. Turn in 16k and gained 26k. I'm 10k ahead with more cards. I know my income and where I want to sit at. Just got to play the game. And it worked!

cli.PNGcli.PNG

 Edit. Duh. Forgot to update the badges. Total $68,000 CL's? Who knew 3yrs ago with a Cap1 Plat at $2000 out of BK. Wow! Thank you all. Couldnt have done it without the Freaky FICO Gang!



BK Free Aug25
Message 1 of 15
14 REPLIES 14
AverageJoesCredit
Legendary Contributor

Re: Discover 3rd SP CLI since June! Booyah!

Awesome job FMSmiley Happy Thst was the great turn around. Disco definitely wants to play with youSmiley Wink. EnjoySmiley Happy
Message 2 of 15
Medic981
Valued Contributor

Re: Discover 3rd SP CLI since June! Booyah!

 

Way to go my friend!







Your FICO credit scores are not just numbers, it’s a skill.
Message 3 of 15
FireMedic1
Community Leader
Mega Contributor

Re: Discover 3rd SP CLI since June! Booyah!

Thanks fellow Medic. I should have taken the Nat'l Registry way back when. Now in Fl, Medics can take the registry test after graduation. I was hoping they would grandfather us. No go.

 

And AJC I remember you and BBS helping me get the DD on my first card a couple years ago. But. Only 22 months to go until AMEX!!!!



BK Free Aug25
Message 4 of 15
19eighty5
Senior Contributor

Re: Discover 3rd SP CLI since June! Booyah!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 15
CreditRebuilder2020
Frequent Contributor

Re: Discover 3rd SP CLI since June! Booyah!

Nicely done.....will be trying a CLI on my recently unsecured Discover card in the next two months!!! 


X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 6 of 15
xaximus
Valued Contributor

Re: Discover 3rd SP CLI since June! Booyah!

Congrats on the CLI! Have you thought about doing a DD with Disco? @FireMedic1


Scores - All bureaus 770 +
TCL - Est. $410K
Message 7 of 15
Anonymous
Not applicable

Re: Discover 3rd SP CLI since June! Booyah!


@FireMedic1 wrote:

... I think Discover loves me ...


Indeed! Three CLI in 4 months is proof of love. Congrats! FM.

Message 8 of 15
Anonymous
Not applicable

Re: Discover 3rd SP CLI since June! Booyah!

WOW! CONGRATS!!! ARE DISCOVER CLI's USUALLY SP's? 

M

Message 9 of 15
FireMedic1
Community Leader
Mega Contributor

Re: Discover 3rd SP CLI since June! Booyah!


@Anonymous wrote:

WOW! CONGRATS!!! ARE DISCOVER CLI's USUALLY SP's? 

M


Yes. They will ask to do a HP if it isnt.



BK Free Aug25
Message 10 of 15
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