Discover Approval...

Anonymous · ‎04-23-2019

Decided to pull the trigger on Disco today and got an instant approval for $6500sl after going through their prequal. Was hoping for a little more but I understand this can grow pretty regularly...

I don't have the classic thin file but I'm sure I'm viewed as thin all the same as I only have one Cap1 cc that's been open for 22years with a couple of old closed cc accounts bringing my aaoa to 18yrs. Although my scores average 760 across all CR's they all have the same negative "few accounts paid on time".

Now I need to see if there is any benefit to maybe jumping on the BB&T train today as I prequal for theirs and appears to be a SP if going that route. That would get me to 3 cc's and planning on going azero but not sure as I don't want to take a massive point hit, hoping to net out about the same once Disco and maybe BB&T reports...?