Discover Auto-CLI! In 3 months! No HP

[RandomCreditDude]

I got my Discover IT card a few months ago (28 May). This morning, I wake up to an Email. "About your Credit Line".

And it's a $2,000 auto-CLI! Taking the limit to $9,500 (see edit). I have no idea why I got it, but I'll take it. I checked Experian, and no HP. As far as I know, there's no HP if the Credit Card company gives you a CLI, without you asking for it.

Only preciptiating factor I can think of is just getting approved for an auto-loan on a BMW.. maybe Discover likes Bimmers? I know it sounds odd, but that's the only thing that's changed in my credit profile. I do have a clean profile, but an auto-CLI in less than 3 months? 

Ah well, whatever. Just wanted to share with you guys, and thanks for all the help. These boards have helped me get very nice credit, and hence a great rate on my car loan. Couldn't have done it without the knowledge here.

EDIT: It's a $2,000 increase, taking my total to $9,500. I'm sleepy and messing up my math.

[myjourney]

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@RandomCreditDude wrote:

I got my Discover IT card a few months ago (28 May). This morning, I wake up to an Email. "About your Credit Line".

And it's a $2,500 auto-CLI! Taking the limit to $9,000. I have no idea why I got it, but I'll take it. I checked Experian, and no HP. As far as I know, there's no HP if the Credit Card company gives you a CLI, without you asking for it.

Only preciptiating factor I can think of is just getting approved for an auto-loan on a BMW.. maybe Discover likes Bimmers? I know it sounds odd, but that's the only thing that's changed in my credit profile. I do have a clean profile, but an auto-CLI in less than 3 months? 

Ah well, whatever. Just wanted to share with you guys, and thanks for all the help. These boards have helped me get very nice credit, and hence a great rate on my car loan. Couldn't have done it without the knowledge here.

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Congrats 

[joshuapd1987]

Grate! Nice CLI! Nothing like some auto-luv!

[09Lexie]

Wow! That's some increase!

[DigitalArk]

Congrats!

[bahbahd]

Mind sharing your spend and payment pattern on this card?  I'd like to know how to massage my card up into a better limit like that.

Ah, I see you started at $7500 then +$2000.   I thought it was the other way around and was about to declare your's as the largest % DiscoIT CLI I have ever seen.

[eddie84]

Congrats!  I got my CLI this morning also (via the luv button lol).

[MsLadyRover]

Congratulations! Auto Luv is the best Luv!

[kevinjjc]

Congrats! Very nice auto CLI.

[RandomCreditDude]

A 26.6% increase is pretty good, but a 375% increase would be a bit much, don't you think?