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Not sure if Discover is warming up to me or since I went 8 months without a CLI they are making up for it? Got a CLI last month initially for 400 I believe called in and got another 1600.
This month I hit the button the came back with 1600 then called in and they gave me another 400.
So two months in a row now I have got 2k each month. This is amazing as either no CLI for 8 months or 500 CLI and calling in and getting 500 extra for 1k prior months.
Card now sits at 15k which is starting to become a respectable limit. If I got it to 20k I would be happy. So not sure if this is the last one I will get in awhile or whether i will be able to pull another one next month.
Stats:
800+ TU score
Income: > 100k
AAoA: 3.8 years
Oldest Acct: 25+ years
No Derogs etc
Average CL on other cards approx 20kish.. Low is 6.5k high is 60k. 350kish in personal credit
Util: 1%
Used the card for about 50-100 each month for last few months. Gas isn't appealing to me this month as use costco at 4% on costco card and gas is alot cheaper there so not a great quarter for me
Needless to say I am shocked they are finally moving faster than a snail. Hopefully this trend continues till comparable to other cards. Really only thing good on card is 5% cash back or if get biggest enough limit possible BT. Just a lender that aggregates me beyond anything on how they operate
Wow! Congrats!
This reminds me to see if I can get some more Disco luv
Congratulations CC that is phenomenal !!!!
Just checked myself and NOPE
Hope I'm not back on another 8 month dry spell...... ...
Congrats again!!!!!
Congrats on very nice CLI !!!!!
Congrats on the Turbo-Luv from Disco @CreditCuriosity! Discover never really cared for me. Had them for 3 years and always slammed me with the $500 CLI I'm sure my app-binging had somethign to do with that, but it looks like you got them eating out of your hand!
@credit_is_crack wrote:Congrats on the Turbo-Luv from Disco @CreditCuriosity! Discover never really cared for me. Had them for 3 years and always slammed me with the $500 CLI I'm sure my app-binging had somethign to do with that, but it looks like you got them eating out of your hand!
@credit_is_crack No they don't like my profile either.. Too much credit, good scores and they know they won't get a ton of spend.. This is a combination of two cards and alot of begging and pleading, pretty sad so account is 2+ years old where people with say 670's and little credit or rebuid will start out with 7-12k. That is the profiles they like when initially approved for them and I am not that it has taken alot of patience from me not to drop them lol. For some reason the last 2 months they have treated me decent although not pulling in 5k clis like some
YOU...
CONGRATS on the Very Nice CLIs and I am SHOCKED, as well, that DISCO is actually approving CLIs!!!
The last one I received was in January and I haven't seen any LUV since!