Discover CLI 9 Months In!

Beast26 · ‎06-18-2021

Every time I hit the luv button I got denied for the same reason. So I stopped doing it because I knew during covid they were not giving out CLIs until the 1 year mark. Today I read an approval thread of a poster who got one early after they requested so I thought why not give it a try? Smashed the button and got an increase from $9500 to $13,000! I am over the moon right now! My very first card to pass the $10k mark which was a goal of mine! Everyone who got a young discover should hit that button now! The covid discover days are over!

Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000

KingRue8500 · ‎06-18-2021

Congrats on your Discover CLI

CreditAggie · ‎06-18-2021

Congratulations on your Discover CLI! This is excellent news if it is the case that the one-year minimum account age is no longer required for a Discover CLI.

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Elpadrino1 · ‎06-18-2021

Congratulations on your CLI!!

CYBERSAM · ‎06-18-2021

Congrats on your CLI 🤑

MrDFinance · ‎06-18-2021

Congrats on the Increase

FalconSteve · ‎06-18-2021

You were requesting pretty early in your Discover relationship and COVID was hitting, so I wouldn't take it personally. Congratulations on your eventual approval.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL

babygirl1256 · ‎06-18-2021

Congrats on your Discover CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850