Discover CLI - Approved

[MyFault]

Congrats!

[AverageJoesCredit]

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@Anonymous wrote:

It has been more than a year. I didn't realized at first my APR has gone up. The montly payment was automatically deducted but the high APR offset my principal. Originally I want to put a request to reduce the APR but there is no option online so instead I tried the CLI. I guess I have to call them for the APR reduction.

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Yes give them a quick call. Most are working from home but i only waited like 2 minutes. Weird you say your apr actually went up? Of note you almost will never see a spot to lower apr from any creditor. Its one of those things that if you dont call or ask , you wont get

[joltdude]

You might want to take them up on another 0% for 12 months on new purchases if they offer it to you... vs the perm APR reduction...

Just a thought.. might want to mention it to them if your interested...  Not sure how universal but heard also theres a 6mo 0% offer supposedly if your not eligible for the 12 yet... 

-J

[Anonymous]

True. It was 0% but after the intro APR ended it has gone up to 23.99% Wheww! Scary. Wasted few hundred dollars paying off interest each month because of my neglect.

[Anonymous]

Thank you for the suggestion. I will ask them on that too. Like most people I am teleworking from home right now so it is easier to making phone calls. It was mandatory for everybody at the base to work from home at least 2 weeks until being called back.

[M_Smart007]

Congratulations!

[Mr_Mojo_Risin]

Congrats on the CLI!!!

[Anonymous]

Congratulations on your CLI! 👍

[19eighty5]

Congratulations on your CLI!

[Openwater]

Congrats on the CLI. Cheers.