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Discover CLI at Day 75 after Opening Card

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Anonymous
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Discover CLI at Day 75 after Opening Card

I have two Discover IT cards [1st one 12K (5/2014); 2nd one 3K (7/2018)] & with my 3rd statement coming soon, I had called customer service to ask about the process for moving CL from one card to the other. The CSR explained that 1st your card must be open 3 months -- apparently July 23rd counts as "July" and October 6th counts as "October" and ... I don't know, but 7/23 to 10/6 is 75 days, yet she said "Good, your cards have been" -- and then the card receiving must be eligible for a CLI, "so while I have you with me on the telephone, why not let me take a look to see if it's eligible now?" No hard pull, I asked? No hard pull. Then why not indeed? 

 

"Congratulations, you're eligible for a 1500 CLI -- do you want to accept?" So I took it & moved 10,500 over from the 1st card giving me my 1st 15K CL. 

 

DPs: TU Fico 08 is 752 but on the website it's showing last month's still: 727. I have 0 balance on the new card & $600 on the old one with a couple hundred per month traffic on each card.

 

 

 

Message 1 of 8
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Anonymous
Not applicable

Re: Discover CLI at Day 75 after Opening Card

Update: I tried for the Reverse DD (phone 1st, online 2nd) & got snuffed by the computer.  I had to try. 

Message 2 of 8
AverageJoesCredit
Legendary Contributor

Re: Discover CLI at Day 75 after Opening Card

Awesome job James, and nice DP'sSmiley Happy lol im not a believer in DD until it happens to me which i highly doubt Smiley Wink
Message 3 of 8
Anonymous
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Re: Discover CLI at Day 75 after Opening Card


@AverageJoesCredit wrote:
Awesome job James, and nice DP'sSmiley Happy lol im not a believer in DD until it happens to me which i highly doubt Smiley Wink

And I'm a firm believer that everybody eventually gets a happy spin of that wheel. Just gotta keep trying.

Message 4 of 8
AverageJoesCredit
Legendary Contributor

Re: Discover CLI at Day 75 after Opening Card

Will do JamesSmiley Happy my next cli , ill be sending James A positive thought at the Disco monkeys manning the keyboardsSmiley Wink if it doesnt work im dropping your nameSmiley Happy
Message 5 of 8
19eighty5
Senior Contributor

Re: Discover CLI at Day 75 after Opening Card

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 8
Anonymous
Not applicable

Re: Discover CLI at Day 75 after Opening Card

Congrats James!!! I'm glad it all worked out for you in the end...and hopefully just the beginning of CLI'S for both your cards.
Message 7 of 8
Anonymous
Not applicable

Re: Discover CLI at Day 75 after Opening Card

Congrats. That's awesome news.
Message 8 of 8
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