Discover CLI (largest cli without HP)

[galahad15]

Congratulations on the amazing CLI! 

[pa850]

Congratulations on the Discover increase!  

[Anonymous]

Congrats OP!

[Anonymous]

Got a $7800 bump when my score was 675.

[grillandwinemaster]

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@Anonymous wrote:

Got a $7800 bump when my score was 675.

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So there's at least two people that have received significant cli's from Discover with sub 700 scores. My 91 days are up some time in June. Its on my calendar! But I am curious about this thick vs thin file idea. 

[JagerBombs89]

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@Anonymous wrote:

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@grillandwinemaster wrote:

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@JagerBombs89 wrote:

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@Anonymous wrote:

Congrats! More evidence for SouthJamaica's theory that the fat CLI's go to scores at 740 and up.

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Not everyone... both of my previous $6,500 ($13,000 total) increases happened when my TU scores were around 695.

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Good to hear Jager, my TU is about the same as yours. Hopefully I will base a similar experience.

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Jager, I'm willing to bet that you most likely have a thin file.

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Thin/think file is a subjective term... I am just under 9 years oldest and 6 years AAoA.  Total of 20 accounts on file - 2 mortgages, 4 auto loans, 1 student loan, 2 motorcycle loans, 10 credit cards ( 4 closed).