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Discover CLI

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HHH71
New Contributor

Discover CLI

Discover has been so stingy the last few years. It has been my slowest CLI card along with Cap One. If it's not a flat denial, it's a very small CLI.  So the other night I thought I would just try for a CLI. To my surprise it came back with a $4,500 increase. That takes it from $7,000 to $11,500. 

'It was a SP if anything and my Ficos are all around 760.

 

Curious Note: Also, maybe just something I didn't know. Everytime I have asked Discover for a CLI, I selected the box that said I just generally want more credit to meet my longterm needs. Usually a denial or a small increase. This time I decided to hit a different button. I selected I was going to need it to make some short term purchases and boom, a $4,500 increase. Is that a thing? They approve you for more believing you are going to spend more immediately. If so, makes sense. I would imagine there is a coorelation with people needing to spend more now and end up carrying a balance where they can make a lot of money on interest.

 

 

Message 1 of 22
21 REPLIES 21
CreditMagic7
Mega Contributor

Re: Discover CLI

Congratulations on your Discover CLI!!

Message 2 of 22
mgood
Valued Contributor

Re: Discover CLI

Congratulations!



EQ8 780, TU8 748, EX8 771 as of January 9
AZE9 - 6% Utl - New Cards: 1/6, 2/12, 6/24
Message 3 of 22
SUPERSQUID
Valued Contributor

Re: Discover CLI

congratulations-memes-35.jpg

Message 4 of 22
Total80sKid
Senior Contributor

Re: Discover CLI

Congrats on your Discover CLI 👍🏼

Message 5 of 22
M_Smart007
Legendary Contributor

Re: Discover CLI

Nice CLI for Disco 👍

Message 6 of 22
Elpadrino1
Valued Contributor

Re: Discover CLI

Congratulations on your Disco CLI!!

Message 7 of 22
Reviewers
Established Contributor

Re: Discover CLI

Congratulations on your Discover CLI @HHH71 

Message 8 of 22
Trini88
Established Contributor

Re: Discover CLI

That's great!!!! Congratulations 🥳🎉🎊

Happy I read this because it reminded me to check and see if they unsecured my card tonight and they did 🤣

10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card
Message 9 of 22
SUPERSQUID
Valued Contributor

Re: Discover CLI


@Trini88 wrote:

That's great!!!! Congratulations 🥳🎉🎊

Happy I read this because it reminded me to check and see if they unsecured my card tonight and they did 🤣


8d0dc616859683bbd2e86edaabe86de5.jpg

Message 10 of 22
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