cancel
Showing results for 
Search instead for 
Did you mean: 

Discover CLI

tag
Citylights18
Valued Contributor

Discover CLI

Requested today and they bumped me from $4500 to $5000.

 

Only had $133 available, 97% utilization.

 

Credit score: 804

Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
Message 1 of 19
18 REPLIES 18
M_Smart007
Legendary Contributor

Re: Discover CLI


@Citylights18 wrote:

Requested today and they bumped me from $4500 to $5000.

 

Only had $133 available, 97% utilization.

 

Credit score: 804


Congrats on your @AverageJoesCredit $500 Disco CLI special ...long live the AJC specialHeart

Message 2 of 19
Citylights18
Valued Contributor

Re: Discover CLI

They are only giving me $500 at a time as I run this card up.

 

If I pay it off are they going to balance chase me back down I wonder?

 

This whole plan to grow my Disco doesn't seem to be working so well IMO.

Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
Message 3 of 19
M_Smart007
Legendary Contributor

Re: Discover CLI


@Citylights18 wrote:

They are only giving me $500 at a time as I run this card up.

 

If I pay it off are they going to balance chase me back down I wonder?

 

This whole plan to grow my Disco doesn't seem to be working so well IMO.


@Citylights18, JMO ..If they were going to balance chase you,

they would probably not be giving you increases. ...just sayin.

 

It is hard to grow a Discover card, if you already have a bunch of available credit.

On one of my (2) Discover cards ..it took over 3 years to get a CLISmiley Indifferent

Message 4 of 19
CreditMagic7
Mega Contributor

Re: Discover CLI

Congratulations!

Message 5 of 19
Yasselife
Valued Contributor

Re: Discover CLI

Congratulations on your CLI approval! @Citylights18 


Gardening since: August 11, 2025
Message 6 of 19
JoeRockhead
Community Leader
Super Contributor

Re: Discover CLI

500 is better than 0 any day, also agree wouldn't make sense to give you a CLI, then balance chase you, congratulations!

Message 7 of 19
NoMoreE46
Community Leader
Senior Contributor

Re: Discover CLI

How long has this utility been this high?

 


@M_Smart007 wrote:

@Citylights18 wrote:

They are only giving me $500 at a time as I run this card up.

 

If I pay it off are they going to balance chase me back down I wonder?

 

This whole plan to grow my Disco doesn't seem to be working so well IMO.


@Citylights18, JMO ..If they were going to balance chase you,

they would probably not be giving you increases. ...just sayin.

 

It is hard to grow a Discover card, if you already have a bunch of available credit.

On one of my (2) Discover cards ..it took over 3 years to get a CLISmiley Indifferent


 

Message 8 of 19
Citylights18
Valued Contributor

Re: Discover CLI


@M_Smart007 wrote:

@Citylights18 wrote:

They are only giving me $500 at a time as I run this card up.

 

If I pay it off are they going to balance chase me back down I wonder?

 

This whole plan to grow my Disco doesn't seem to be working so well IMO.


@Citylights18, JMO ..If they were going to balance chase you,

they would probably not be giving you increases. ...just sayin.

 

It is hard to grow a Discover card, if you already have a bunch of available credit.

On one of my (2) Discover cards ..it took over 3 years to get a CLISmiley Indifferent


Yeah I'm definitely up there in TCL.

 

The plan was to grow out my Disco with double cash back on gas and groceries during the 0% APR period then take one of those Citi BT offers. The next year transfer back to Disco on one of their promotions and continue to press for credit limit increases.

Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
Message 9 of 19
Epiki71
Regular Contributor

Re: Discover CLI

OP,

 

Congrats on the CLI.

Last Signature Update: 03/08/2023





Message 10 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.