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Discover CLI

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Rdbeetle
Valued Contributor

Re: Discover CLI

Congrats on your Disco CLI!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $10k
FICO 8 Scores: EX 803 I TU 810 I EQ 810
Message 11 of 19
CreditAggie
Community Leader
Super Contributor

Re: Discover CLI

Congratulations on your Discover CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 12 of 19
SUPERSQUID
Valued Contributor

Re: Discover CLI


@M_Smart007 wrote:

@Citylights18 wrote:

Requested today and they bumped me from $4500 to $5000.

 

Only had $133 available, 97% utilization.

 

Credit score: 804


Congrats on your @AverageJoesCredit $500 Disco CLI special ...long live the AJC specialHeart


CONGRATS to the op, surprising they gave you a cli with 97 pct util since they just turned me down for high util and i was nowhere near 97 pct. they did give me 3 cli's in a row in 3 consecutive months recently so i'm good.

 

M SMART, -I wonder what happened to AJC, he hasnt posted in eons

Message 13 of 19
SweetCreditObsession
Valued Contributor

Re: Discover CLI

Congrats on your Disco CLI! 🎊 It's remarkable that you got the CLI with such high utilization. You may be able to double dip by calling in.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 14 of 19
NoMoreDebt
Senior Contributor

Re: Discover CLI

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 15 of 19
cashorcharge
Community Leader
Super Contributor

Re: Discover CLI

WooHoo!! Congratulations on your Discover Approval!!👏🏼🍾🥂

Message 16 of 19
BreakingOldHabits1
Valued Member

Re: Discover CLI

Congratulations on the increase!!

Current Cards

Beginning: December 2022 (Recovering from 1 year layoff)

Current: April 1, 2023 (Recovering from 1 year layoff)
Message 17 of 19
Citylights18
Valued Contributor

Re: Discover CLI

Applied again for an increase (29 days from my last one). I had a statement cut on 3/19. Does Discover not like it if you apply less than 30 days apart? Actually this was 30 days since March had 31 days.

 

Was declined for an increase. Only $75 dollars left on the card. It might be time to move on to another 0% APR card in the stack (Citi, CFU).

Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
Message 18 of 19
Citylights18
Valued Contributor

Re: Discover CLI

My reason for decline came back......

 

"insufficent experience with current credit discover card credit limit"

 

I'm sure a lot of us on here has seen this one before. I guess I'll have to give it another shot next month.

Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
Message 19 of 19
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