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Discover Card Approval

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Established Member

Discover Card Approval

9 days ago I went to the discover pre-qualification page… And it said I was prequalified but I shut the page… Upon returning it told me I wasn’t qualified and should wait 8 days.  So I was curious and marked my calendar for 8 days… cause I wanted to see if would say I was qualified and if the “we have no cards for you” was because I reloaded the page.

 

So today I returned and it said I was pre-qualified again… So I decided to play the game and got a $12,000 Credit limit.  Double anything I had.  They did call my phone number and made me input a 5 digit code.

 

They pulled Experian, I have no idea which one, other than experian told me.

 

DP

 

FICO 8  714

Bank 8  725

Bank2  711

Bank 3 702

Bank 9 705

 

I have about 31 lates in the past 7 years. Last late was Jan 2020.

My personal UTI was. 36.6%

MY aggregate UTI was 26%

I had 1 Inquiry 1 month ago

 

Message 1 of 19
18 REPLIES 18
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New Contributor

Re: Discover Card Approval

Sounds like 8 days was worth the wait.....congratulations!🎉

Scores as of 05/2020
EX FICO - no score
TU FICO - no score
EQ FICO 09 - 755

NFCU nRewards Secured Visa
Discover Secured IT
BB&T Spectrum Cash Rewards Signature Visa



Message 2 of 19
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Frequent Contributor

Re: Discover Card Approval

Congratulations 🍾🎈🎉🎊

Message 3 of 19
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Regular Contributor

Re: Discover Card Approval

Congratulations on your approval!!








Message 4 of 19
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Established Member

Re: Discover Card Approval

@smittyb, good for you!  Considering your profile, Discover is being beyond generous.  Thanks for the DPs!

Message 5 of 19
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Frequent Contributor

Re: Discover Card Approval

congratulations

My Cards:



Future Cards:

Accounts Currently: 3/6, 7/12, 9/24
Gardening until May 2021-0/12[US Bank 1/12 Rule].
Sept 2021-4/24[Chase 5/24 Rule]. Oct 2021-2/12[Bank of America 3/12 Rule].
Message 6 of 19
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Regular Contributor

Re: Discover Card Approval

Congratulations on that nice SL from discover!!

FICO 5.2020
TU - 785
EX - 771
EQ - 779


Message 7 of 19
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Valued Contributor

Re: Discover Card Approval

Congratulations on your approval!!!



Message 8 of 19
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Moderator

Re: Discover Card Approval

A great SL IMO worth the wait, grats Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 9 of 19
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Valued Contributor

Re: Discover Card Approval


@smittyb wrote:

... marked my calendar for 8 days … I decided to play the game and got a $12,000 Credit limit.  Double anything I had. 


Beautifully done Smiley Wink -- gotta love Miss Disco! Smiley LOL Congrats! & thanks for the DPs. Smiley Happy

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (05/20/2020): FICO 08 EXP: 743; TU: 751; EQ: 759
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 10 of 19
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