Discover Card finally a cli

Howaboutthat · ‎10-19-2022

I've been a Discover Cardholder since 2013 with limit of $2500, last night that finally changed. They gave me a $2000 increase to $4500. It's still one of my lowest credit limits but I'll take it. I feel like I triumphed over them after trying year after year after year for a cli and they were really getting on my nerves but I perservered. My TU 8 & 9 scores are 772 & 775.

Now to finally get BOA to up my limit. I don't need them at all, it's a matter of principal. They still have me at a baby limit of $500 for years now.

MySunrise271 · ‎10-19-2022

Congratulations on your Discover CLI🎉🎉🎉

Credit Cards

Brokerage and Credit Unions

babygirl1256 · ‎10-19-2022

Congrats on your Discover CLI . . . they can be a little tuff on ya . . . at least they were on me until early this year!!! Enjoy!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

PapaTunde · ‎10-19-2022

Congrats on your Disco CLI

Good luck with BoA !!

All Fico9 835+ or there abouts

These violent delights have violent ends

mrcraft · ‎10-20-2022

Congratulations on your Discover CLI!!

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PenFed Power Cash Rewards Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

CreditSavage · ‎10-20-2022

Congrats! I just bumped mine from $11,000 to $13,000 earlier this month

Personal Credit Cards

Business Credit Cards

Store Credit Cards

Scores

Total Credit Limit

Currently Gardening Since July 2023

PullingMeSoftly · ‎10-20-2022

Congrats, almost a 2x increase! Ms. Disco loves to be wined and dined with spend.

Chase Sapphire Reserve Visa Infinite │ $35,000

Chase Freedom Visa Sig │ $28,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

Bank of America Alaska Airlines Visa Sig │ $30,000

US Bank Altitude Go Visa Sig │ $25,000 │ 4x dining │ no FTF

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

Elan Financial Services/US Bank Fidelity Rewards Visa Sig │ $25,000

Citi Costco Anywhere Visa Sig │ $26,500 │ 5% Costco gas │ 4% gas

Citi Custom Cash MC │ $29,800 │ 5% selectable rotator

Citi Custom Cash MC │ $18,000 │ 5% selectable rotator

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $20,000 │ 5x Banana-Gap-Old Navy-Athleta

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $80,000

PenFed Platinum Rewards Visa Sig │ $12,000 │ 5x gas

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Connect Rewards Visa Sig │ $25,000 │ RIP 5x...to the sockdrawer

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

CYBERSAM · ‎10-20-2022

Congrats on your Disco CLI Finally! 🤑👍

cashorcharge · ‎10-20-2022

WooHoo!! Congratulations on your Discover Approval!!👏🏼🍾🥂

Cashbackjunky · ‎10-20-2022

Congrats @Howaboutthat on the disco CLI! As for your BofA, how much spend do you put through it?

One way I've had success getting a CLI from BofA is by calling them and let them know you're contemplating using a BT offer on your account (assuming you have one) but your limit won't allow you to transfer what you need to.

If you don't have a BT offer or don't want to try that route, if you put all your spend through it for a few months, they SHOULD show you some love.

Good luck!

850

INQ:
1

850

INQ:
5

837

INQ:
7

TCL: $728.25k CCs:27 AAoA: 6yr 11mo Util: ~1% Derog: 0

Mortgage: $206.0k Car Loan 1: $17.0k Car Loan 2: $18.6k