Re: Discover DD Approved $5.3k

Caught750 · ‎07-06-2018

Got the IT in January of this year at $2k. Just over 6 months later it is up to $5.3k on SP CLIs. 90 days in they raised it to $3k. 60 days later they raised it to $4k (both at my request). Last CLI was 33 days ago to the $4k mark. Ran alot through it so far this month and asked with 25% util on the card. Finally broke $5k on my second card! This CLI was the largest so far for $1.3k bringing me to a $5,300 SL! I love my Discover card!

pizza1 · ‎07-06-2018

WOW, they really love you! Congrats on all your success with them!!

Caught750 · ‎07-06-2018

Yes there certainly seems to be something about my profile that they like. I'm looking forward to growing with them. They've been fantastic and probably one of my favorite lenders.

CreditRebuilder2020 · ‎07-06-2018

Congrats! I hope to be in your shoes one day.

X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs

Anonymous · ‎07-06-2018

@pizza1 wrote:
WOW, they really love you! Congrats on all your success with them!!

+1

19eighty5 · ‎07-06-2018

Wow! Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

19eighty5 · ‎07-06-2018

@CreditRebuilder2020 wrote:
Congrats! I hope to be in your shoes one day.

Same here!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

MartyWrite75 · ‎07-07-2018

Wow! Congratulations on getting your CLI!

December 2024: Experian 779; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,800 (Sock drawer) || Discover It: $13,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $7,500 || Citi Custom Cash: $12,500 || Verizon VS Visa: $15,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 10%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Caught750 · ‎07-07-2018

Thank you guys. To anyone saying they wish they were in my position; you absolutely will be, eventually. As of January 1 this year I had exactly $600 in revolving credit. Discover was a SP pre approval app for me and they gave my highest credit line by far on January 2nd or 4th. They are still my second highest lender by total exposure. Since January only one lender has beaten discover and Discover hasn't even seen that account yet so it wasn't a prybar on the most recent CLI. Everyone says that Disco is extremely YMMV but I couldn't t say a negative thing about them if you asked me to. My opinion on Disco is that if you get a pre approval jump on it. They're one of my favorite lenders and they have treated me extremely well.

Anonymous · ‎07-07-2018

congrats on the excellent growth in the short period of time

Discover DD Approved $5.3k

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Discover DD Approved $5.3k