I am 14 months post Chapter 7 and since then I've been working real hard to rebuild my credit. I started with the following:
Ollo - $600
Merrick Bank - $550 (graduated to $1150 in July)
Wayfair - $900 (this card was later convert to a comenity bank card, kept the same credit limit)
Always PIF and just leave a balance on one card.
CU is 10%.
Fico scores:
Ex - 674
Eq - 647
TU - 682
Experian kept displaying a match with Discover IT Cash Back and decided to pull the trigger. Be hold I was approved for $7000.
Pretty excited to see how patience has paid off.
Wow, a fantastic SL for so soon out of BK, congrats 
Congratulations on your approval!
Fantastic SL for first Discover and such a fresh BK. Congrats on approval!!!
@YankeeNation ..Very nice approval ... Congratulations!
Wishing you continued success on your rebuild
@YankeeNation wrote:Thank you all! Feeling is great.
My plan moving forward is to garden until next year and work in growing my current cards.
That is a Excellent plan ...very similar to what I am doing!
Super congrats!!! That's a killer SL!
