Re: Discover Graduation

Anonymous · ‎01-20-2021

I opened a secured Discover in July 2019 and it took until TODAY to graduate to an unsecured card with a $1500 limit.

When I got the card I had a FICO 8 of 492 (yikes) and now it's 642.

My freebie scores are currently at 714 with all three bureaus and I have opened a handful of new CCs in the past year as my credit rebuilds.

I had a returned payment in December 2019 (forgot to switch my payment info to a new checking account) that I immediately realized and called to cancel/pay with the correct account but the damage was done I guess.

My credit file includes a few paid charge-offs and 2 collections which are in a payment plan.

No idea what their formula is but happy I finally got my deposit back!

gdale6 · ‎01-20-2021

Grats on your graduation and CLI to 1500

AllZero · ‎01-20-2021

Congratulations on your graduation 🎓!

cashorcharge · ‎01-20-2021

That's terrific! Congratulations on your graduation approval!! 🎉🥂

blindambition · ‎01-20-2021

You all growed up!!! Congrats on your graduation!!!

Continued success!!

Anonymous · ‎01-20-2021

Congratulations!!!

kidink1911 · ‎01-20-2021

Congratulations on your Discover graduating!! Enjoy!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500

Anonymous · ‎01-20-2021

Congrats on the Graduation!

BAD_UP · ‎01-20-2021

Congrats on you Discover Graduation & CLI🎉👍

Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?

Yeliaba1 · ‎01-20-2021

Congratulations!!

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