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Discover IT 3k approval!!

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myjourney
Super Contributor
‎05-18-2013 06:30 PM
‎05-18-2013 06:30 PM

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

more info needed EX score INQ's how many apps in last 6 months, AAoA

Do you have any AMEX already?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 36
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asphaltcowboy
Valued Contributor
‎05-18-2013 06:40 PM
‎05-18-2013 06:40 PM

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

@myjourney wrote:

more info needed EX score INQ's how many apps in last 6 months, AAoA

Do you have any AMEX already?

+1    I say garden


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 12 of 36
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jbrickbm
New Contributor
‎05-18-2013 06:49 PM
‎05-18-2013 06:49 PM

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

credit sesame has my score at 716,  1k utilization on 3.3k available. so i guesse around 30%.

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 13 of 36
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jbrickbm
New Contributor
‎05-18-2013 06:50 PM
‎05-18-2013 06:50 PM

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

Is there a gurantee that Amex will pull experian?

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 14 of 36
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myjourney
Super Contributor
‎05-18-2013 06:52 PM
‎05-18-2013 06:52 PM

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

@jbrickbm wrote:

Is there a gurantee that Amex will pull experian?

No doubt they will 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 15 of 36
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webhopper
Moderator Emeritus
‎05-19-2013 05:35 AM
‎05-19-2013 05:35 AM

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

 

Congrats on the DISCOVER Smiley Very Happy  Welcome to the family

FICO 8:
Goal: Gardening!
Message 16 of 36
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RockinRay
Valued Contributor
‎05-19-2013 05:53 AM
‎05-19-2013 05:53 AM

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

Congrats!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 17 of 36
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Anonymous
Not applicable
‎05-19-2013 06:05 AM
‎05-19-2013 06:05 AM

Re: Discover IT 3k approval!!

American Express does pull Experian. Congrats on the It card!!! Keep your utilization low and they will probably auto increase your limit in 6 months!
Message 18 of 36
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jbrickbm
New Contributor
‎05-19-2013 06:22 AM
‎05-19-2013 06:22 AM

Re: Discover IT 3k approval!!

I'm ready to pull the trigger on this AMEX BCE, is credit sesame the only fake site I can use for Experian.

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 19 of 36
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Anonymous
Not applicable
‎05-19-2013 06:32 AM
‎05-19-2013 06:32 AM

Re: Discover IT 3k approval!!

Creditcards.com has a better offer for the bce than the standard offer on the Amex website. Best of luck and keep us updated!
Message 20 of 36
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