Hi All...
Always read the forum but don't post that often...Just wanted to post on my recent CLI success with Discover. I have had a Discover for about 1.5 years and started off with a $1000 CL. Every time I hit the "Luv" button I was given the "Unable to Process Request" message and prompted to call in. Fearing a hard pull, I never called but finally decided to talk to a Rep and see what they could do. I spoke with a very nice CS Rep in Utah and explained to her my situation and that I really did not want a hard inquiry on my report. She said she understood and checked to see if their system had anyting for me...Instant increase to $2500!!! Moral of the story is to not be afraid to call in when the computer tells you to!!
Always read the forum but don't post that often...Just wanted to post on my recent CLI success with Discover. I have had a Discover for about 1.5 years and started off with a $1000 CL. Every time I hit the "Luv" button I was given the "Unable to Process Request" message and prompted to call in. Fearing a hard pull, I never called but finally decided to talk to a Rep and see what they could do. I spoke with a very nice CS Rep in Utah and explained to her my situation and that I really did not want a hard inquiry on my report. She said she understood and checked to see if their system had anyting for me...Instant increase to $2500!!! Moral of the story is to not be afraid to call in when the computer tells you to!!
Congrats!!
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Congrats! Question for you, what were your spending patterns? PIF? Ever carry a balance? I ask because I was just approved for the It card last month with a 1k limit and would like to know the best course of action for a CLI in the semi-near future. (At least 6 months of course)
Thanks and congrats again!.
Wes
Thanks and thanks again.
Nicely done, Congrats!
Starting Score: EQ 717 EX 724 TU 736