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Discover IT mailer - approval!

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Discover IT mailer - approval!

Today I received a shiny gold envelope from Discover for their IT card. My first thought was “that’s pretty nice for trash” :-D. The only credit card mailers I’ve gotten after my rebuild were Credit One and another preditor card. I already have a FPB card that I need to dump. Anyway I open the shiny envelope and there is an invitation code along with a stated APR and a balance transfer option for 0% interest. Now they have my attention. Discover wouldn’t even give me their secured card but a regular IT card? Hmm. I go online and punch in the code. Approved for $700 (anyone know if you can recon for a higher initial limit?!) Not a high line but I’ll take it. I have a balance on my Cap 1 card for a recent purchase. I’ll take 0% thank you.

And now to say good bye to for FPB they can keep their $300 limit
7 REPLIES 7
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Valued Contributor

Re: Discover IT mailer - approval!

Congrats on the approval!  


Message 2 of 8
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New Contributor

Re: Discover IT mailer - approval!

congrats!! 


Uber Visa $11k | PNC Cash Rewards $15k | Amazon Prime Visa $4.5k | Chase FU $7.5k | Discover it $15.7k | Discover Miles $15.7k

TU 792 as of 3/01/2019
Message 3 of 8
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Senior Contributor

Re: Discover IT mailer - approval!

Congrats on your Discover IT approval! Smiley Happy





Message 4 of 8
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Frequent Contributor

Re: Discover IT mailer - approval!

@Kjm71

 

Super Congrats on your Discover It $700 SL! :-)

 

Yes, you can recon for a higher limit. Check the link below.

The listings are in alphabetical order. Scroll down to find

Discover. The recon number is the second entry:

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066

Message 5 of 8
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Frequent Contributor

Re: Discover IT mailer - approval!

Congrats on your Discover approval! Those shiny envelopes are always hard for me to resist.

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Message 6 of 8
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Frequent Contributor

Re: Discover IT mailer - approval!

Congratulations on your approval. Discover was nice to me today too, that card will grow fast mine did.Congratulations_misti.gif

 



Message 7 of 8
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Senior Contributor

Re: Discover IT mailer - approval!

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



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