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Discover IT

Not applicable

Discover IT


 Before applying I went through the pre approval on Discover's site then immediately after applied after being pre-qualified. 


 I was approved for unsecured $750 (Pulled Experian)

 Experian 627 Fico 8

 Equifax 650 Fico 8

 Transunio 621 Fico 8


 0% utlization reporting on all my other revolving accounts. I have 2 old medical collection accounts (5.8 years old total delinquent balance of $2,427) still reporting. 


 Although nowhere close to great I have just started the process of making adjustments to my balance carryover on revolving accounts to help get my Fico scores to come up. Carrying a $0 balance is obviously the most cost effective and should help my scores come up more in the future. 

Message 1 of 9
Not applicable

Re: Discover IT

Congrats on the approval. 

Message 2 of 9
Senior Contributor

Re: Discover IT


awesome congratulations GIF by Slanted Studios

CONGRATULATIONS on your approval and Welcome to the Disco family!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 3 of 9
Valued Contributor

Re: Discover IT

Congrats on the approval!

Scores - All bureaus 770 +
TCL - Est. $410K
Message 4 of 9
Moderator Emeritus

Re: Discover IT

Welcome to the board and grats on the new discover Smiley Happy
Message 5 of 9
Senior Contributor

Re: Discover IT

Congrats! It’s a great card that will grow 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 6.5k
Message 6 of 9
Not applicable

Re: Discover IT

Congrats on your approval !!!!


Message 7 of 9
Not applicable

Re: Discover IT

Congratulations on the approval.
Message 8 of 9
Community Leader
Mega Contributor

Re: Discover IT

Congrats! Welcome to the Disco Fam. Treat Miss Disco right and it will grow!

Message 9 of 9
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