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Discover It Balance Transfer Credit Card Approval

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mrinal
New Contributor

Discover It Balance Transfer Credit Card Approval

I have a Discover card with 13k limit.

I just applied for their balance transfer credit card and got approved for 7000 limit. I expected a little more. Can I transfer some credit limit from the other Discover card I have? When can I do it?

Message 1 of 12
11 REPLIES 11
gdale6
Moderator Emeritus

Re: Discover It Balance Transfer Credit Card Approval

Grats on your new Disco approval!

Message 2 of 12
cashorcharge
Community Leader
Super Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congratulations on your Discover Approval!!🍾🥂

Message 3 of 12
CreditAggie
Community Leader
Super Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congratulations on your Discover approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 12
CreditMagic7
Mega Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congratulations on your new Discover Card approval!

Message 5 of 12
Cashbackjunky
Established Contributor

Re: Discover It Balance Transfer Credit Card Approval

@mrinal  congrats on the approval. It is possible to allocate limits between Disco cards but is a bit of a PITA. First off, you must be eligible for a CLI.

 

See this thread for more info:

 

https://ficoforums.myfico.com/t5/Credit-Cards/DISCOVER-COMBINED-LIMITS-SUCCESS/td-p/5093628

 

Congrats again. Cheers!

AmEx Blue Cash Preferred - $20k | | AmEx Cash Magnet - $20k | | Apple Card - $29k | | BofA Customized Cash - $96k | | BofA Customized Cash - $25k | | BofA Unlimited Cash - $30k | | CapOne Quicksilver - $16.25k | | CapOne Venture - $30k | | Chase Amazon - $26.7k | | Chase Freedom Unlimited - $24k | | Chase Freedom - $16k | | Chase Freedom Flex - $41k | | Citi Custom Cash - $17.9k | | Citi Rewards+ - $15.4k | | Discover It Cash Back - $18k | | Discover It Cash Back - $21.3k | |Discover It Travel - $14.5k | | Elan Max Cash Preferred- $15k | | PayPal Cashback Mastercard - $20k | | PenFed Platinum Rewards Visa Signature - $12.5k | | PenFed Power Cash - $12.5k | | Synchrony Discount Tire Card - $25k | | Wells Fargo Autograph - $25k
837 INQ:
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836 INQ:
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825 INQ:
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TCL: $571.05k CCs:23 AAoA: 6yr 1mo Util: ~1% Derog: 0

Mortgage: $215.1k Sonata Lease: $1.3k Palisade: $23.8k
Message 6 of 12
joltdude
Senior Contributor

Re: Discover It Balance Transfer Credit Card Approval

Might be able to transfer some of your CL to other disco but you have to be eligible for a CLI on that new discover first ....

-J

Message 7 of 12
KingRue8500
Senior Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congrats on your Discover It Balance Transfer approval




Message 8 of 12
NalekSok
Regular Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congratulations on your approval! 🎉






Message 9 of 12
babygirl1256
Senior Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congrats on your Discover It Balance Transfer Credit Card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 12
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