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Discover It Balance Transfer Credit Card Approval

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mrinal
New Contributor

Discover It Balance Transfer Credit Card Approval

I have a Discover card with 13k limit.

I just applied for their balance transfer credit card and got approved for 7000 limit. I expected a little more. Can I transfer some credit limit from the other Discover card I have? When can I do it?

Message 1 of 12
11 REPLIES 11
gdale6
Moderator Emeritus

Re: Discover It Balance Transfer Credit Card Approval

Grats on your new Disco approval!

Message 2 of 12
cashorcharge
Community Leader
Super Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congratulations on your Discover Approval!!🍾🥂

Message 3 of 12
CreditAggie
Community Leader
Super Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congratulations on your Discover approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 12
CreditMagic7
Mega Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congratulations on your new Discover Card approval!

Message 5 of 12
Cashbackjunky
Established Contributor

Re: Discover It Balance Transfer Credit Card Approval

@mrinal  congrats on the approval. It is possible to allocate limits between Disco cards but is a bit of a PITA. First off, you must be eligible for a CLI.

 

See this thread for more info:

 

https://ficoforums.myfico.com/t5/Credit-Cards/DISCOVER-COMBINED-LIMITS-SUCCESS/td-p/5093628

 

Congrats again. Cheers!

AmEx Blue Cash Everyday-$20k | | AmEx Cash Magnet-$20k | | Apple Card-$33k | | BofA Customized Cash-$99.9k | | BofA Customized Cash-$49.9k | | BofA Unlimited Cash-$50k | | CapOne Quicksilver-$30k | | CapOne Savor-$25.75k | | Chase Amazon-$30k | | Chase Freedom-$7.2k | | Chase Freedom Flex-$26.5k | | Chase Freedom Unlimited-$23.8k | | Chase Freedom Unlimited-$23.5k | | Chase Sapphire Preferred-$54.5k | | Citi Custom Cash-$26.9k | | Citi Custom Cash-$19.4k | | Discover It Cash Back-$18k | | Discover It Cash Back-$29.3k | | Discover It Travel-$14.5k | | Elan Max Cash Preferred-$15k | | Fidelity Rewards Visa Signature-$25k | | PayPal Cashback Mastercard-$25k | | PenFed Platinum Rewards Visa Signature-$12.5k | | PenFed Power Cash-$12.5k | | Sam's Club Mastercard-$20k | | Synchrony Discount Tire Card-$10k | | Wells Fargo Attune-$11k | | Wells Fargo Autograph-$25k

FICO Score 8:
850 INQ:
1
850 INQ:
5
837 INQ:
7

TCL: $758.15k CCs:28 AAoA: 7yr 1mo Util: ~1% Derog: 0

Mortgage: $201.0k Car Loan 1: $15.3k Car Loan 2: $16.3k
Message 6 of 12
joltdude
Senior Contributor

Re: Discover It Balance Transfer Credit Card Approval

Might be able to transfer some of your CL to other disco but you have to be eligible for a CLI on that new discover first ....

-J

Message 7 of 12
KingRue8500
Senior Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congrats on your Discover It Balance Transfer approval




Message 8 of 12
NalekSok
Regular Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congratulations on your approval! 🎉






Message 9 of 12
babygirl1256
Senior Contributor

Re: Discover It Balance Transfer Credit Card Approval

Congrats on your Discover It Balance Transfer Credit Card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 12
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