Re: Discover It CLI

anewleafagain · ‎04-19-2025

I figured now's the time to ask for a CLI, with Capital One's takeover still yet to take full effect. I got instant approval, though only for $1k. But considering my very low income, I'll gladly take it. The new CL is now $12,700.

EQ 787 | EX 784 | TU 747

chamathkari · ‎04-19-2025

Congratulation on your CLI approval.

Capital One Quicksilver| SL: $1,000, CL: $2,000 | December 2023

American Express Blue Cash Preferred | SL: $5,000, CL: $35,000 | April 2024

Capital One Savor | SL: $10,000, CL: $10,000 | September 2024

Delta SkyMiles® Gold American Express | SL: $2,000, CL: $2,000 | Feb 2025

AAdvantage® Aviator® Red World Elite Mastercard® | SL: $8,000, CL: $8,000 | March 2025

Chase Freedom Unlimited | SL: $5,500, CL: $5,500 | March 2025

mgood · ‎04-19-2025

Congratulations on the Disco increase!

$18,000 Chase Sapphire Preferred Visa Signature 01/23

$17,000 Chase Freedom Flex World Elite Mastercard 05/21

$12,000 Chase Prime Rewards Visa Signature 05/23

$17,500 PenFed Power Cash Rewards Visa Signature 01/21

$15,000 PenFed Platinum Rewards Visa Signature 01/21

$17,400 Citi Custom Cash World Elite Mastercard 07/22

$9,900 Citi Rewards+ World Mastercard 11/24

$27,000 American Express Blue Cash Preferred 04/24

$25,000 FNBO Evergreen Rewards Visa Signature 01/22

$22,000 Wells Fargo Autograph Visa Signature 10/21

$10,000 US Bank Cash+ Visa Signature 03/23

$7,000 US Bank Cash+ Visa Signature 12/23

$5,850 Capital One Savor World Elite Mastercard 11/15

$4,300 Capital One Cabela's World Mastercard 10/15

$8,500 Imprint Eddie Bauer World Mastercard 11/24

EQ8 760, TU8 757, EX8 769 as of April 27

AZE11 - 6% Utl - New Cards: 2/6, 2/12, 6/24

Creditwiser · ‎04-19-2025

Congrats on your Disco CLI !

Rebuild2019 · ‎04-19-2025

Congratulations on your DISCO CLI @anewleafagain

Gregory1776 · ‎04-19-2025

Thats an awesome credit limit for low income. You'll grow more

Hope this doesnt come off as rude, however, please use responsibly. credit cards are very hard to pay off very large balances when you have low income. I got myself in a few messes more than i care to admit. the amount of interest you end up forking out is astounding. Fortunately, I have been fortunate to get things paid off.

AmEx BCP 30k
EveryDay 11.5K
Discover 29k
Wells Fargo AC 25k
Chase Amazon 23.5k
US Bank Cash+ 20K
Cash+#2 14.4K
Citi Simplicity 13.6K
Smartly Visa 17k SL
BILT 18k SL
PenFed Loan $708/8k

KatzNDawgs · ‎04-19-2025

If you haven't asked/gotten a CLI from them in a year or more, request twice more at 31+ days since you got the first CLI. They tend to have a pattern of triple monthly CLI once a year. Recently did this myself with close to 2k av increase each time from jan to march.

anewleafagain · ‎04-19-2025

Thanks so much for all your congrats and advice. I don't post very often, but I'm always reading and learning from the amazing collective wisdom here.

EQ 787 | EX 784 | TU 747

Thomas_Thumb · ‎04-19-2025

@anewleafagain wrote:
I figured now's the time to ask for a CLI, with Capital One's takeover still yet to take full effect. I got instant approval, though only for $1k. But considering my very low income, I'll gladly take it. The new CL is now $12,700.

Nice.

I hope we can avoid the motto: Discover giveth and Cap One taketh away.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950

firefox100 · ‎04-20-2025

Congrats on your credit increase from Discover. This is JMO, Capital one does not take any credit away they have not taken any credit from walnart mc from synchrony bank and now I have 19K limit on my savor account which was Quick silver that change from a walmart mc. Also their was very little use and some times nonths ago by with no charges.

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