Congrats on your Approval 🎉🎉
Fantastic, good luck in your rebuild and welcome to myFico 
Thank you everyone for the greetings! Does anyone have any tips on how to really maximize the "responsible" use of the card specifically for Discover?
I plan on always paying in full and making sure to pay before the statement closes, I also do plan on making an additional security deposit to get the full max $2500 credit limit but if and when the card graduates after the ~8 month mark, do they usually like to see heavy usage of the card with no balances carrying over, etc?
(In otherwords what is the likeihood of getting a CLI upon graduating if my secured CL was $2.5K)
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Congrats on your Discover card Approval. I started with the Discover Secured card in 2016 with $200 limit, today my card is unsecured and my Limit is $1800. I would suggest that after your first statment cuts call customer service which is top notch IMO and ask for a product change to the Cash back card 5% with revolving catiegories. They match 100% for the first year. I used my Discover card exclusivley for the first year and earned a little over $300 and with the match is was $600. I honestly can say enough positive things about Discover and it played a major part in my rebuilding process.
Starting Score: 433
@scorpiostinger07 wrote:Congrats on your Discover card Approval. I started with the Discover Secured card in 2016 with $200 limit, today my card is unsecured and my Limit is $1800. I would suggest that after your first statment cuts call customer service which is top notch IMO and ask for a product change to the Cash back card 5% with revolving catiegories. They match 100% for the first year. I used my Discover card exclusivley for the first year and earned a little over $300 and with the match is was $600. I honestly can say enough positive things about Discover and it played a major part in my rebuilding process.
Congrats on your graduation! That's great to hear! I've heard so much great things about Discover Secured and I definitely will use it pretty heavy.. I already spend nearly more than the current CL monthly with just my debit card, so with this I hope to definitely get a high return on the 100% match CB.
Awesome. Is this the card you applied for?
2% cash back
At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2
Plus, earn unlimited 1% cash back on all other purchases
If it is you will need to call to product change to the the 5% Cashback with revolving categories. They won't change you over until after your first statement.
@scorpiostinger07 wrote:Awesome. Is this the card you applied for?
2% cash back
At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2
Plus, earn unlimited 1% cash back on all other purchases
If it is you will need to call to product change to the the 5% Cashback with revolving categories. They won't change you over until after your first statement.
Yup the Discover IT Chrome Secured, I'm aware that I need to call to get a PC to the 5% cashback on quarterly categories after the 1st statement cut, but not sure if I would get the most benefit out of it after reviewing the cashback calendar. I'm in grad school and with this pandemic I don't really drive as much so I wouldn't utilize the 2% on gas, BUT I do order a lot Uber Eats (no shame 
) so not sure if I should stick with the 2% chrome or try and PC for the 5% CB (which I would probably only use for the 5% on the last two quarters of the year)