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Discover Phone Line CLI Trick

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ibmrad7
Established Contributor

Discover Phone Line CLI Trick

is the BOMBBBBBBB!!!!!

Thanks to the person who found it. I always thought that it's just a coincidence or a fluke that people end up with CLIs after hanging up on CLI request over phone. I was so WRONG, last night I decided to try it out, carrying 6250 on a 7900 CL. After submitting my info, it came back as "Need more info, transferring to a CSR", at that point I hung up the call. Woke up this morning with CL of 9500 Smiley Happy

 

Happy Dance!!!!! 

Message 1 of 26
25 REPLIES 25
JamesB95
Regular Contributor

Re: Discover Phone Line CLI Trick

And how can I do this? What Number? This wonderful thing that I would love to try.

 

Edit: I found it, but, I pushed the button to increase limit, but it said "please hold for an account manager" right away. :/ didn't work.

Message 2 of 26
newhis
Valued Contributor

Re: Discover Phone Line CLI Trick

It doesn't work all the time.

 

My theory, for those cases that work, is that you have some authorization and they want to transfer you to confirm information or the amount you want (just in case is lower than what the system has). If you don't have any CLI on the system, it will not increase your limit.

Message 3 of 26
kdm31091
Super Contributor

Re: Discover Phone Line CLI Trick

I agree that it doesn't always work. It didn't work when I tried it awhile ago. For reference though I had a zero balance and that may have been why. Discover is much quicker to give CLI's if you have a balance when you ask.

 

I don't think the phone trick is any kind of magic, I think if you would have tried online at the same time, it would have worked too. Just because you call is not going to override anything if you aren't eligibile for an increase at the moment, IMO.

 

Nonetheless, Congrats OP Smiley Happy

 

Message 4 of 26
ibmrad7
Established Contributor

Re: Discover Phone Line CLI Trick

True, I don't think it will work everytime but it's definitely a way to get one (when it's available). I don't think they were going to give me this increase on their own.

Second, the online increase option has never been available to me in 4 years of owning this card. 

Message 5 of 26
MissMoni223
Senior Contributor

Re: Discover Phone Line CLI Trick

CONGRATS on your Discover CLI!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 6 of 26
Anonymous
Not applicable

Re: Discover Phone Line CLI Trick

Congrats! Option isnt available for me yet but today is only day 90 since approval. Seems like patience is key with Discover for some so I'm content to observe and see how things go for the next year or two.

Message 7 of 26
ibmrad7
Established Contributor

Re: Discover Phone Line CLI Trick


@Anonymous wrote:

Congrats! Option isnt available for me yet but today is only day 90 since approval. Seems like patience is key with Discover for some so I'm content to observe and see how things go for the next year or two.


Yeah keep trying. Online option is never available to me.

Message 8 of 26
Luscher
Valued Contributor

Re: Discover Phone Line CLI Trick

Online is never available for me either
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 9 of 26
CreditMagic7
Mega Contributor

Re: Discover Phone Line CLI Trick

Online or Automated Phone is never been available for me either since first approval or now 16 months later. Darn ole dummy Disco Smiley Mad

Message 10 of 26
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