Discover Pulled Me In...

[Vegasr]

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@Charmante wrote:

@Vegasr 

Thanks! I've always wanted to make a payment every 2 weeks, versus Monthly -- especially on my Auto Loan... But was worried it may be conceived as "tacky"... Such as "Hmm... They can't afford a huge payment at once and must break it into segmented payments..."... Is this not how they perceive it...?

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I don't believe so at all.  Instead, to me it's more like you're using there card and paying it throughout the month. A couple cards, AMEX BCP being one of them, have a "pay it" button next to each charge under $100. So must be something they like to see happen since it's encouraged.

[M_Smart007]

Congratulations!

[CAS2019]

Congratulations!!

[Anonymous]

@Charmante Congrats on your approval! For new accounts, Discover will not allow credit limit increases before a year. I don't know if this is a hard and fast rule. You can try every 3-6 months. Don't be disappointed if you don't get a cli, it can be hard figuring out what Discover wants. 

[Charmante]

@Anonymous 

Thank you for the info! I'm okay waiting a year. It's worth it to finally be away from Cap1. Hahaha

Then I'll make sure to do at LEAST $500 monthly spend on the card for the next year. 😁

[Meanmchine]

Congrats on your new Disco card !

[Anonymous]

Thinking of applying for this too. Prequalified for both cards also. Congrats anyways!

[lyTENciL]

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@Charmante wrote:

What's the earliest Disco MAY allow a CLI? 3 months? Or 6...?

 Right now, 12 months. Hopefully that changes soon.

Congrats on an enviable SL!

[Anonymous]

Congrats on this approval!