Discover Secured Approved

[Anonymous]

He probably did it same reason as i did.  To get your foot in the door with discover. i have a QS1 with 4K. and platinum but i constantly will get denied for discover. SO i decided to get the secured card as well. Wait a little over the year and get it unsecur without a instant denial for everything bad on my account.

[Anonymous]

Congrats!!

[Anonymous]

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@Anonymous wrote:

He probably did it same reason as i did.  To get your foot in the door with discover. i have a QS1 with 4K. and platinum but i constantly will get denied for discover. SO i decided to get the secured card as well. Wait a little over the year and get it unsecur without a instant denial for everything bad on my account.

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johnlee123asd11,

Check out this post I put up yesterday morning about the Platinum card. You should do the same.

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Cap1-Platinum-Upgrade-after-1st-Statement/td-p/4467249

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

I hopped out of the garden for a quick moment to apply for the Discover Secured.  I needed one more TL to make 3 cards for maximum rebuilding.  I currently have the QS1 ($500) and Capital One Secured ($200).

I had to upload 2 forms of proof (DL and SS card).  I then received an email 2 days later asking me to call in to verify some information.  I called, confirmed and they approved.  I deposited $500 and plan on asking for an increase within the next month or so.  I would like to get it close to the $2,500 max before (and if) it graduates.

They pulled EQ only.  

My score is 609.  

7 inquiries.  

I have 6 medicals in collections and 1 CO for $54.

Back in the garden I go!

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Just wondering why you didn't go for the Cap1 Plat since you have the QS1? You should qualify for it with no problem and you would have the extra TL you wanted without spending secured monies.

The Plat will gradutae very quickly as I was supprised to discover this morning. I posted the following earlier about it'

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Cap1-Platinum-Upgrade-1st-Statement/td-p/4467249

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I had first app'd for the secured, then went for the QS1 on a whim a few days later.  I didn't go for the Platinum, because from what I had read is that you can only have 2 "rebuilder" cards.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

I hopped out of the garden for a quick moment to apply for the Discover Secured.  I needed one more TL to make 3 cards for maximum rebuilding.  I currently have the QS1 ($500) and Capital One Secured ($200).

I had to upload 2 forms of proof (DL and SS card).  I then received an email 2 days later asking me to call in to verify some information.  I called, confirmed and they approved.  I deposited $500 and plan on asking for an increase within the next month or so.  I would like to get it close to the $2,500 max before (and if) it graduates.

They pulled EQ only.  

My score is 609.  

7 inquiries.  

I have 6 medicals in collections and 1 CO for $54.

Back in the garden I go!

---

Just wondering why you didn't go for the Cap1 Plat since you have the QS1? You should qualify for it with no problem and you would have the extra TL you wanted without spending secured monies.

The Plat will gradutae very quickly as I was supprised to discover this morning. I posted the following earlier about it'

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Cap1-Platinum-Upgrade-1st-Statement/td-p/4467249

---

I had first app'd for the secured, then went for the QS1 on a whim a few days later.  I didn't go for the Platinum, because from what I had read is that you can only have 2 "rebuilder" cards.

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NOT SO!

If you gto the QS1 you should qualify for the Plat. Check and see. It's a great card because of how easy it is to upgrade. In fact, depending on when you got the QS1 it will probably PC the the standard QS before your other one does. Check out the link aboveabout the Platinum if you haven't. and you'll see what a great little card this one is.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

He probably did it same reason as i did.  To get your foot in the door with discover. i have a QS1 with 4K. and platinum but i constantly will get denied for discover. SO i decided to get the secured card as well. Wait a little over the year and get it unsecur without a instant denial for everything bad on my account.

---

johnlee123asd11,

Check out this post I put up yesterday morning about the Platinum card. You should do the same.

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Cap1-Platinum-Upgrade-after-1st-Statement/td-p/4467249

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Discover has wonderful growth potential.  Plus there is the cash back bonus.  I once had a discover card, but burned them in the past.  The secured card was a way for me to get my foot back in the door with them.  They start reviewing your account after 12 months to see if it is eligible to unsecure. Since Discover card is a quirky lender, going this route could lead to the ultimate prize with them-an unsecured card.  Plus, it is only 1 HP not 3.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

I hopped out of the garden for a quick moment to apply for the Discover Secured.  I needed one more TL to make 3 cards for maximum rebuilding.  I currently have the QS1 ($500) and Capital One Secured ($200).

I had to upload 2 forms of proof (DL and SS card).  I then received an email 2 days later asking me to call in to verify some information.  I called, confirmed and they approved.  I deposited $500 and plan on asking for an increase within the next month or so.  I would like to get it close to the $2,500 max before (and if) it graduates.

They pulled EQ only.  

My score is 609.  

7 inquiries.  

I have 6 medicals in collections and 1 CO for $54.

Back in the garden I go!

---

Just wondering why you didn't go for the Cap1 Plat since you have the QS1? You should qualify for it with no problem and you would have the extra TL you wanted without spending secured monies.

The Plat will gradutae very quickly as I was supprised to discover this morning. I posted the following earlier about it'

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Cap1-Platinum-Upgrade-1st-Statement/td-p/4467249

---

I had first app'd for the secured, then went for the QS1 on a whim a few days later.  I didn't go for the Platinum, because from what I had read is that you can only have 2 "rebuilder" cards.

---

NOT SO!

If you gto the QS1 you should qualify for the Plat. Check and see. It's a great card because of how easy it is to upgrade. In fact, depending on when you got the QS1 it will probably PC the the standard QS before your other one does. Check out the link aboveabout the Platinum if you haven't. and you'll see what a great little card this one is.

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Well, poo.  I app'd and they denied me for the Plat.

Can I PC my QS1?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

I hopped out of the garden for a quick moment to apply for the Discover Secured.  I needed one more TL to make 3 cards for maximum rebuilding.  I currently have the QS1 ($500) and Capital One Secured ($200).

I had to upload 2 forms of proof (DL and SS card).  I then received an email 2 days later asking me to call in to verify some information.  I called, confirmed and they approved.  I deposited $500 and plan on asking for an increase within the next month or so.  I would like to get it close to the $2,500 max before (and if) it graduates.

They pulled EQ only.  

My score is 609.  

7 inquiries.  

I have 6 medicals in collections and 1 CO for $54.

Back in the garden I go!

---

Just wondering why you didn't go for the Cap1 Plat since you have the QS1? You should qualify for it with no problem and you would have the extra TL you wanted without spending secured monies.

The Plat will gradutae very quickly as I was supprised to discover this morning. I posted the following earlier about it'

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Cap1-Platinum-Upgrade-1st-Statement/td-p/4467249

---

I had first app'd for the secured, then went for the QS1 on a whim a few days later.  I didn't go for the Platinum, because from what I had read is that you can only have 2 "rebuilder" cards.

---

NOT SO!

If you gto the QS1 you should qualify for the Plat. Check and see. It's a great card because of how easy it is to upgrade. In fact, depending on when you got the QS1 it will probably PC the the standard QS before your other one does. Check out the link aboveabout the Platinum if you haven't. and you'll see what a great little card this one is.

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Well, poo.  I app'd and they denied me for the Plat.

Can I PC my QS1?

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@Anonymous

I'm soooo sorry to hear that. Not sure why you were denied.

I beieve you will be able to PC that card after it hits the 6mth point.