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Discover Secured Graduated:-)

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savingmoney87
Regular Contributor

Discover Secured Graduated:-)

I have been reviewing the forum for data to support if the discover card would ever graduate. So far I've only read maybe 3, so I wanted to post about this. In the past year I've been patiently waiting for this one year mark. My statement cut on the 24 and today I went on the website to see if I was eligible for a CLI (the secured version has always told me I was ineligible). I got a 4K CLI for a total of 6.5K Credit Limit! My statement showed a TU score of 660. Which is over 30 points higher from last year. My average spend was around 1.5K and I earned over $400. I was really considering closing it if it didn't graduate. I called on Friday to see if it did and they gave me the same old "we periodically review your account monthly after the 12th statement" The rep told me to give it another month or two if it didn't graduate by Monday. Let's just say I wasn't too happy with that but i told myself okay what's another two months but if I don't graduate good bye discover. I'm so happy I waited! Yeayyy! 





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Message 1 of 21
20 REPLIES 20
woodsie1
Regular Contributor

Re: Discover Secured Graduated:-)

Congrats on the graduation. Awesome CLI.

Starting scores TU: 537 EQ: 571 Current Scores 8/2015 TU:641 EQ: 641EX: 643
4000 3600 30006200 VS: 2450 NY&CO: 2320

Message 2 of 21
OmarGB9
Community Leader
Super Contributor

Re: Discover Secured Graduated:-)

Grats!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 21
jbsea
Established Contributor

Re: Discover Secured Graduated:-)

Congrats, Great Job!

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 4 of 21
Kirmie2010
Established Contributor

Re: Discover Secured Graduated:-)

Woo congratulations!  That is awesome.  Always nice when things work out Smiley Happy

Message 5 of 21
Anonymous
Not applicable

Re: Discover Secured Graduated:-)

Congrats! Thanks for letting us know that people actually do graduate. I wondered for sure.Great CLI too Smiley Happy

Message 6 of 21
savingmoney87
Regular Contributor

Re: Discover Secured Graduated:-)

Thanks All Smiley HappySmiley Very Happy





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Message 7 of 21
tbque
Valued Contributor

Re: Discover Secured Graduated:-)

Congrats, way to stay patient!






Message 8 of 21
needtodobetter
Frequent Contributor

Re: Discover Secured Graduated:-)

Congrats!! 

05/01/15: EQ 519 TU 541 EX 506
10/28/15: EQ 637 TU 646 EX 622
First Goal Score: 600
Second Goal Score: 640
Message 9 of 21
alextercero
Super Contributor

Re: Discover Secured Graduated:-)

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 10 of 21
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