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Discover apr reduction and CLI

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jason86423
Frequent Contributor

Discover apr reduction and CLI

Chatted with Discover today and reduced my APR to 11.99% from 15.24%

 

Also said what the heck, it's been 95 days since my last CLI-  Got an instant soft pull $5K increase

 

Good day for Discover

 

 

 

 

Screen Shot 2016-07-28 at 5.34.13 PM.png

Message 1 of 7
6 REPLIES 6
Calistal
Regular Contributor

Re: Discover apr reduction and CLI

Congrats on the APR Reduction and the CLI!  That's a pretty hefty line right there! Smiley Happy

Starting Scores : EQ: 593 // TU: 571 // EX: 595 ~~5/2023 : TU: 823 // EX: 831 // EQ: 838
TCLs: 144k
Message 2 of 7
pipeguy
Senior Contributor

Re: Discover apr reduction and CLI

Nice score on both fronts !

 

Discover (I'm a fan) just offers me extensions of 0% for 12 months and low cost BT's, but they so far they have not reduced my APR which is around 18%. Not that it matters since the highest I've ever paid is 4.99% on a BT. 

 

I'm at $19k CL, so I'm not close to your level of Discover joy Smiley Frustrated

Message 3 of 7
Anonymous
Not applicable

Re: Discover apr reduction and CLI


@jason86423 wrote:

Chatted with Discover today and reduced my APR to 11.99% from 15.24%

 

Also said what the heck, it's been 95 days since my last CLI-  Got an instant soft pull $5K increase

 

Good day for Discover

 

 

 

 

Screen Shot 2016-07-28 at 5.34.13 PM.png


Congratulations to you!...Thanks for sharing.Smiley Wink

Message 4 of 7
alextercero
Super Contributor

Re: Discover apr reduction and CLI

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 5 of 7
Vegas4Play
Valued Contributor

Re: Discover apr reduction and CLI

Congrats on your approval !!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 6 of 7
Anonymous
Not applicable

Re: Discover apr reduction and CLI

Congrats, I'm going on a year with discover and have only had three $500 CLI that I requested. Womp womp. It's been over 60 days since I've requested one so I'm hoping if I wait until it's officially been a year, I'll get something more than another $500. Fingers crossed!
Message 7 of 7
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