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Discover auto CLI and then SP CLI

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degs138
Established Contributor

Discover auto CLI and then SP CLI

Had some issue with the Discover site this morning.  I logged in and saw my limit was raised from 4500 to 7200.  I then logged out and back in and I saw an error message and it said the site was having issues.  My limit was back down to 4500.  I logged on later today and I guess the issue was resolved because it showed my limit at 7200 again.  I was going to try for a bigger limit.  I was denined after 31 days, 62 days so I though at 93 days I could get lucky.  I was offered a 4k increase.  So now my limit is at 11,200.  Pretty good day when you get an AUTO 2700 increase and then get a 4k increase later in the day.

 

Just closed on my house so I am trying to beef up my limits before my credit takes the 6 month new debt plung.  I am a 758 TU right now so I am estimating I'll drop to a 715 when my mortgage reports.


FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 1 of 18
17 REPLIES 17
JustBPatient
Established Contributor

Re: Discover auto CLI and then SP CLI

NIce bump!!...Congratulations on the house as well!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 2 of 18
CreditCuriosity
Moderator Emeritus

Re: Discover auto CLI and then SP CLI

Two nice bumps.. Congrats!

Message 3 of 18
Anonymous
Not applicable

Re: Discover auto CLI and then SP CLI

Congratulations!!

Message 4 of 18
RonM21
Valued Contributor

Re: Discover auto CLI and then SP CLI

Congrats on the two increases! That definitely makes for a good day!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 18
Anonymous
Not applicable

Re: Discover auto CLI and then SP CLI

congrats!

Message 6 of 18
Anonymous
Not applicable

Re: Discover auto CLI and then SP CLI

congrats

Message 7 of 18
alextercero
Super Contributor

Re: Discover auto CLI and then SP CLI

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 8 of 18
Anonymous
Not applicable

Re: Discover auto CLI and then SP CLI

Nice! Congrats!
I just got a Discover card for about a month with a toy limit and just wondering how long have you had your discover for btw?
Message 9 of 18
degs138
Established Contributor

Re: Discover auto CLI and then SP CLI

I've had it for 3 months

FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 10 of 18
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