Approved for both! Tried recon for Barclay CLI and Discover unsecured. No go, but still happy. I just tried it to see what would happen :-) I'm happy to be able to build positive relationships with Discover and Barclay and look forward to moving up the ladder with them in the future.
FICO 8: EQ 648 TU 616 EX 649 / Util: 17% / 2 Current Cards: Cap1 Quicksilver & Platinum / 60 day late 9 months ago :-( / Student loans deferred / No mtg or auto loans
Baddies: 3 med collections (Resolved & coming off soon!) / 1 CO (TU only, creditor removed but TU hasn't updated)
Both pulled TU.
** This is my first post and I just want to give a big whopping THANK YOU to all of you who take the time to post your experiences and advice. You are truly helping people. I figured it was finally time for me to give a little something back after stalking the forums for YEARS off and on :-) I would not have applied for these cards if not for reading posts from many others who were successful with a similar profile to mine. I'm at the beginning of my journey towards an EXCELLENT credit profile but this is a great start and motivation to keep going. Thanks everyone! **
Gardening Until Further Notice