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Discover secured finally unsecured!!!

Goal_Getter
New Contributor

Discover secured finally unsecured!!!

I’m almost in tears this morning as i type this. Right when I was starting to believe that my Discover card would never be unsecured, I happened to check my Discover account a few moments ago and to my HUGE surprise i saw my credit limit had jumped from 300.00 up to 2,000.00!!!! I know this may not be a lot for most of you but i am soooo over joyed! This is my largest credit limit so far next to my Delta AMEX at 1,000.00. I almost gave up on Discover and even considered closing the account a few times. My account stayed secured for 15 months. I had already determined that if they was ever going to unsecure my card then they was going to with the same measley $300. I encourage anyone who has lost faith in Discover secured to wait it out! It will work out for you. To add, a few days ago i had one of three collections to fall off my report. That could have been a factor. However, i am so happy right now. Thank you again to this forum for proving the knowledge. 🧡🧡
Starting Score: 550
Current Scores: EQ 658 EX 651 TU 669
Goal Score: 700
Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: Discover secured finally unsecured!!!

Congrats ! I just applied for the discover secured card at $200. I'm sure I'm going to wait to wait a year or more before I get a CLI since my credit is horrid lol I cant wait til I get to your point!
Message 2 of 21
Vu
Frequent Contributor

Re: Discover secured finally unsecured!!!

Congratulations!!!  I know exactly how you feel.

 

I think Discover is going on a graduation party spree right now lol.  4 days ago, I got an email from Discover congrats me on refunding my deposit back.  Yay!!!  Took nearly 18 months for my conversion.  But no CLI.  No complaining though.  Glad to have my $2.5k back.

 

Then last night, my wife got an email from them for the same thing.  And they bumped the CL from $500 to $1.5k.  Yay!  and the kicker is that her account only been opened since April.  So it's only 6 months.  She rarely use the card so maybe they like that more than heavily using the card (mine did).



Message 3 of 21
Goal_Getter
New Contributor

Re: Discover secured finally unsecured!!!

That is awesome. Congrats to you both!
Starting Score: 550
Current Scores: EQ 658 EX 651 TU 669
Goal Score: 700
Message 4 of 21
Anonymous
Not applicable

Re: Discover secured finally unsecured!!!

Congrats on your Disco graduation and CLI! Smiley Very Happy

Message 5 of 21
Anonymous
Not applicable

Re: Discover secured finally unsecured!!!

Congratulations!! I know the feeling! Great job. Definitely a patience tester.
Message 6 of 21
Anonymous
Not applicable

Re: Discover secured finally unsecured!!!

Congratulations!!!.I'm hoping mine doesn't take that long but if it does so be it. Well worth the wait and money back in your pocket. Smiley Happy

Message 7 of 21
Medic981
Valued Contributor

Re: Discover secured finally unsecured!!!







Your FICO credit scores are not just numbers, it’s a skill.
Message 8 of 21
Madein84
Valued Member

Re: Discover secured finally unsecured!!!

AWESOME!! Congrats!!


Starting Score 8/26/18: FICO8 EQ:601 TU:611 EX:618
Current Score 4/1/2019: FICO8 EQ:739 TU:715 EX:680
Goal Score: 700+


Take the myFICO Fitness Challenge
Message 9 of 21
Anonymous
Not applicable

Re: Discover secured finally unsecured!!!

Congratulations!
Message 10 of 21
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