Discover unsecured me a month ago... BUT NOW........

[Anonymous]

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@Anonymous wrote:

How much money were you pumping through that card before your CLI?  Just curious about your spending habits.  ALso did you make more then one payment a month and always have a 0 balance when the card cut?

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Ive been using it as my daily spend card since I bought it.  Usually between about $500-$1500 in each billing cycle. I put $1,000 in restaurant spend during Q2, I maxed out the home improvement/Amazon in Q3, and Ive had about $400 in Q4 spend.  This past month I put my rent payment of $1,100 on it for the first time, since my new unsecured credit limit of 1750 allowed me to and immediately paid it off.  After that billing cycle I got the 3950 CLI.

[Anonymous]

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@CreditInspired wrote:

Congratulatins Cy1215. This is awesome and has to be very, very exciting. Yes, consistency and hard work definitely pays off.

I have a question for you or anyone else who has a Discover card that can answer this since I was considering applying for a Discover also. I noticed that the Cash Advance Credit Line is only $100. Is that all that Discover offers on a credit card that's $5K+?

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Hi. I have $5500 CL with a $1400 Cash Advance Limit. That is what they just gave me when I opened the card. 

[Anonymous]

Congratulations OP!! That's a really nice CLI! And so soon after graduation too!

[Anonymous]

I always tried to have it report to the bureaus at a $0 balance but some months i had a small balance report, like $150 or $200.  Two months before I unsecured I had a $600 balance report because payroll was messed up, but it was paid immediately as funds became available.  I usually made two or three payments a month

[SouthJamaica]

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@CreditCuriousity wrote:

Awesome!  They certainly like you more than myself..  I am 500 CLI every 90 days like many others.  From secured 800 to where you are now, you can't ask for more.  You are doing something they like right!

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I"m in the same boat as you, or worse. My CLI's are in $300 increments, when they feel like giving me one. So strange reading about Discover's CLI generosity to so many other folks. What a strange company.

[Anonymous]

That's one heck of a success story OP! Congrats! That thing will be 5 digits before you know it!

[Anonymous]

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@Anonymous wrote:

This!!!!!! I went from an $800 secured card that unsecured on 10/27/16 to a $1750 unsecured limit, one billing cycle passed, I hit the CLI button and got this!!!! a $5700 limit! Im on Cloud Nine right now!  My Rebuild is finally starting to show fruits of my labor and im loving this.  I never would have dreamed of having a card with over a $5,000 limit.  You guys are the best

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Woot! Got to love Discover! I love them soooooooooooo much and I'm glad they showed you some love!

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[Anonymous]

I got an auto CLI of $750 when I graduated-the increase was in the email for the graduation. I logged on and tried for more and got $450. Now I am hoping I am not stuck at the $450 every 90 days like others. I would rather be at $750. So it will be interesting to see if I am a $450, a $750, or a $1200 every 90 days. (Or none of the above)

[Anonymous]

It makes me wonder what kind of CLI Train Im going to be on.  Ill be fine with 500 every 30 60 or 90 or whatever.  This $3950 is already more than I ever thought I would get from them

[Anonymous]

That's so awesome. I'm in the same boat. But went from 1k secured to $1750 and the same day went to $2200. My 30 days is coming. I would be thrilled if I got up to $5k. Very happy for you. That's awesome