Discover upped my limit an additional $2k before I have had a chance to request CLI

[DontHateEm]

Hello, I just hit my year with Discover and my starting limit was $6k, they just emailed me and they upped my limit to $8k without me asking and I was planning to do a 3x CLI request after the 12 months. They did not even give me an option to accept or decline the updated limit. Will this impact my request? Should I still do the year CLI?

I ran quite a bit through over the first year and keep my balance paid to below 5% each month. I have American Express Platinum NPSL, NFCU more rewards $7k balance, C1 Quicksilver $3k, Experian fico 760, income $85k. Total usage all accounts 4%

Thanks for the help/info! 

[BigBS]

You could try to call them and do a double dip. Unlike AMEX, you get to request a CLI just not a specific amount. You can of course decline or reduce the amount, but DIscover will decide how much to give you.

[firefox100]

Congratulations, you can call in and ask for credit operations and ask them for a larger credit increase it won't hurt you and Discover is very nice to work with good luck.

[DontHateEm]

Would you call in or hit the "love" button and do cli electronically?

[Jnbmom]

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@DontHateEm wrote:

Would you call in or hit the "love" button and do cli electronically?

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@DontHateEm 

You need to call in for the possible double dip I would think, if you just hit button will probably for "just getting one "

[AverageJoesCredit]

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@DontHateEm wrote:

Hello, I just hit my year with Discover and my starting limit was $6k, they just emailed me and they upped my limit to $8k without me asking and I was planning to do a 3x CLI request after the 12 months. They did not even give me an option to accept or decline the updated limit. Will this impact my request? Should I still do the year CLI?

I ran quite a bit through over the first year and keep my balance paid to below 5% each month. I have American Express Platinum NPSL, NFCU more rewards $7k balance, C1 Quicksilver $3k, Experian fico 760, income $85k. Total usage all accounts 4%

Thanks for the help/info! 

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There is no such thing as a 3x cli with Discover . Discover cli are never gaurenteed  so even getting an auto cli is a positive. Getting one means they like what they saw . Nice job.

[gdale6]

Grats on your auto luv move up

I would use the online increase request first and if that doesnt work try a double dip by calling in.

[KingRue8500]

Congrats on your Discover auto CLI

[CreditAggie]

Congratulations on your Discover auto-CLI!

[Anonymous]

Congrats !