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Discover...

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Anonymous
Not applicable

Discover...

Started my rebuilding journey around 3 years ago, and one of the first cards I was approved for was the Discover IT Secured. Flash forward somewhere between 12-18 months, and that card graduated with an increased CL of $750. Today, more than a year (closer to two) later, the card is still stuck at $750, despite many presses of the luv button. I've made significant progress in my rebuild, and now have the following accounts (from most recent to oldest):

 

Amex Bonvoy Brilliant: $3100

BoA Cash Rewards: $5500

Amex Delta Gold: $1000 (denied the 61 day 3x CLI around 1 month ago)

Citi Secured: $300 (won't budge, didn't graduate the first time around for whatever reason)

Discover IT: $750

 

I decided to check out the Discover prequal offers, and I was prequalified for all of their cards. Mostly convinced that my card was bucketed, I decided to apply for the Discover IT cashback (hoping to combine them at some point). Lo and beyold... APPROVED WITH AN SL OF $9000! Now I'm entirely convinced that Discover bucketed that card, but I am grateful (and shocked) for the SL.

 

Long story short, if you believe you've been bucketed, you probably have. Smiley LOL

 

Current Scores:

EQ: 654

TU: 638

EX: 673

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Discover...

A-ma-ZING!! 

 

Good job!!

Message 2 of 10
M_Smart007
Legendary Contributor

Re: Discover...

Congratulations!!

Message 3 of 10
gdale6
Moderator Emeritus

Re: Discover...

Fantastic work, grats on the new Discover!
Message 4 of 10
Anonymous
Not applicable

Re: Discover...

Congrats on your Disco approval and sweet SL!

Message 5 of 10
Anonymous
Not applicable

Re: Discover...


@Anonymous wrote:

 

Long story short, if you believe you've been bucketed, you probably have. Smiley LOL

 


Plenty of DP's on this getting stuck in a rut.

 

To combine you need the following:

Card has to be at least 12 months old

Card has to be eligible for a CLI (don't accept it and call in to combine)

Either move some or all of the CL to the card you want to keep and collect your CLI in the same call

Message 6 of 10
tbque
Valued Contributor

Re: Discover...

Congrats on the new Disco and sweet SL!





Message 7 of 10
800FICOGoal
Established Contributor

Re: Discover...

Congrats!!! Nice limit as well!!



Rebuild Cards

Goal Cards

Loans
Message 8 of 10
Anonymous
Not applicable

Re: Discover...

Great approval and it shows you earned your credit. Smiley Happy Enjoy your new found credit! Sometimes Secured Cards just don't move (speaking with experience).
Message 9 of 10
Anonymous
Not applicable

Re: Discover...

Congrats!

Message 10 of 10
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